Company / Return on Assets (ROA)
CITIZENS, INC. Return on Assets (ROA) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
-0.1%
FY2025
5-year range
-0.1% / 4.4%
FY2021-FY2025
Trend
-106.2%
vs FY2024
Sector context
Sector data unavailable
Latest sector comparison
What the data says
Return on Assets (ROA) has fluctuated over the past 10 years, ranging from -2.2% in FY2019 to 4.4% in FY2023.
Based on SEC 10-K filings.
-0.1% in FY2025 with a 5-year CAGR of +0.5%.
Declined from 4.4% to -0.1% over the past 2 years.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- -1.7pp
- 5-Year Change
- +0.5pp
- 10-Year Change
- -
Key checks
Key Insights
- In FY2025, return on assets (roa) decreased 106.2% year-over-year.
- Peak return on assets (roa) was recorded in FY2023.
- Lowest return on assets (roa) in the period was in FY2019.
Company context
Key Data Points
- Low Piotroski F-Score: 2/9 (multiple financial health concerns)
- Altman Z-Score 0.13 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | -0.1% | -106.2% |
| FY2024 | 1.5% | -66.7% |
| FY2023 | 4.4% | +167.5% |
| FY2022 | 1.6% | +2428.6% |
| FY2021 | -0.1% | +88.3% |
| FY2020 | -0.6% | +72.6% |
| FY2019 | -2.2% | -1925.0% |
| FY2018 | 0.1% | +163.2% |
| FY2017 | -0.2% | +52.5% |
| FY2016 | -0.4% | -225.0% |
As of FY2025 · SEC 10-K · Updated Jun 24, 2026