Company / Return on Equity (ROE)
CITIZENS FINANCIAL SERVICES INC Return on Equity (ROE) History
FY2018-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
5.9%
FY2025
5-year range
5.9% / 14.5%
FY2021-FY2025
Trend
-59.1%
vs FY2024
Sector context
Sector data unavailable
Latest sector comparison
What the data says
Return on Equity (ROE) has fluctuated over the past 8 years, ranging from 5.9% in FY2025 to 14.5% in FY2024.
Based on SEC 10-K filings.
5.9% in FY2025 with a 5-year CAGR of -7.0%.
Declined from 13.7% to 5.9% over the past 2 years.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- -7.0pp
- 5-Year Change
- -7.0pp
- 10-Year Change
- -
Key checks
Key Insights
- In FY2025, return on equity (roe) decreased 59.1% year-over-year.
- Peak return on equity (roe) was recorded in FY2024.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 5.9% | -59.1% |
| FY2024 | 14.5% | +6.0% |
| FY2023 | 13.7% | +6.0% |
| FY2022 | 12.9% | -7.7% |
| FY2021 | 14.0% | +8.1% |
| FY2020 | 13.0% | +28.2% |
| FY2019 | 10.1% | -1.5% |
| FY2018 | 10.3% | - |
As of FY2025 · SEC 10-K · Updated Jun 24, 2026