Company / Return on Assets (ROA)
CITIZENS FINANCIAL SERVICES INC Return on Assets (ROA) History
FY2018-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
0.6%
FY2025
5-year range
0.6% / 1.1%
FY2021-FY2025
Trend
-39.6%
vs FY2024
Sector context
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What the data says
Return on Assets (ROA) has declined for 3 consecutive years, from 1.1% in FY2022 to 0.6% in FY2025.
Based on SEC 10-K filings.
0.6% in FY2025 with a 5-year CAGR of -0.4%.
Declined from 1.0% to 0.6% over the past 2 years.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- -0.5pp
- 5-Year Change
- -0.4pp
- 10-Year Change
- -
Key checks
Key Insights
- CITIZENS FINANCIAL SERVICES INC's return on assets (roa) has declined for 3 consecutive years.
- In FY2025, return on assets (roa) decreased 39.6% year-over-year.
- Peak return on assets (roa) was recorded in FY2022.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 0.6% | -39.6% |
| FY2024 | 1.0% | -2.0% |
| FY2023 | 1.0% | -9.3% |
| FY2022 | 1.1% | +4.9% |
| FY2021 | 1.0% | +8.4% |
| FY2020 | 0.9% | +6.7% |
| FY2019 | 0.9% | +1.1% |
| FY2018 | 0.9% | - |
As of FY2025 · SEC 10-K · Updated Jun 24, 2026