Company / Total Debt
Citizens Financial Group Total Debt History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Total Debt
$11.2B
FY2025
5-year range
$6.9B / $15.9B
FY2021-FY2025
Trend
-9.5%
vs FY2024
Sector context
#32 of 196
Financials
What the data says
Citizens Financial Group's total debt of $11.2B is higher than 84% of companies in the Financials sector (FY2025). Total Debt has declined for 3 consecutive years, from $15.9B in FY2022 to $11.2B in FY2025.
Based on SEC 10-K filings.
$11.2B in FY2025 with a 5-year CAGR of +6.1%. Top quartile in the Financials sector.
Improved from $13.5B to $11.2B over the past 2 years.
Financials sector context is included.
Total Debt over time
Growth rates
- 3-Year CAGR
- -10.9%
- 5-Year CAGR
- +6.1%
- 10-Year CAGR
- -
Sector benchmark
Bottom 16% in FinancialsTop 84% of 196This company $11.2B Sector average $11.1B
▼
+1.2% above sector average
Key checks
Key Insights
- Citizens Financial Group's total debt has declined for 3 consecutive years.
- 5-year CAGR of +6.1%, indicating consistent growth.
- In FY2025, total debt decreased 9.5% year-over-year.
- Ranks #32 out of 196 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score 0.13 (distress zone, below 1.8 threshold)
- Strong profit margin: 21.1%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Total DebtValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $11.2B | -9.5% |
| FY2024 | $12.4B | -7.9% |
| FY2023 | $13.5B | -15.2% |
| FY2022 | $15.9B | +129.2% |
| FY2021 | $6.9B | -16.9% |
| FY2020 | $8.3B | -40.6% |
| FY2019 | $14.0B | -11.8% |
| FY2018 | $15.9B | +35.4% |
| FY2017 | $11.8B | -8.0% |
| FY2016 | $12.8B | +29.4% |
As of FY2025 · SEC 10-K · Updated Jul 2, 2026