Citizens Financial Group Cash Flow Statement
CFG / Financials|14 years of annual SEC 10-K data (FY2012-FY2025)
Covers operating cash flow, capital expenditures, free cash flow, share buybacks, and dividends paid across 14 fiscal years. All figures from audited SEC 10-K filings.
Citizens Financial Group generated $2.2B in operating cash flow in FY2025. The company returned $755M in dividends and $600M in share buybacks to shareholders in FY2025.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.13 (distress zone, below 1.8 threshold)
- Strong profit margin: 21.1%
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $1.8B | $1.5B | $1.6B | $2.1B | $2.3B | $1.1B | $1.8B | $1.7B | $1.7B | $1.0B | $840.0M | $865.0M | -$3.4B | $643.0M |
| Depreciation & Amortization | $130.0M | $132.0M | $115.0M | $107.0M | $98.0M | $110.0M | $116.0M | - | $124.0M | $130.0M | $116.0M | $117.0M | $138.0M | $163.0M |
| Operating Cash Flow | $2.2B | $2.0B | $3.0B | $4.1B | $2.3B | $111.0M | $1.7B | $1.8B | $1.9B | $1.5B | $1.2B | $1.4B | $2.6B | $1.7B |
| Capital Expenditures | - | - | - | - | - | - | $126.0M | $232.0M | $253.0M | $138.0M | $121.0M | $141.0M | $160.0M | $178.0M |
| Free Cash Flow | - | - | - | - | - | - | $1.6B | $1.5B | $1.6B | $1.4B | $1.1B | $1.2B | $2.5B | $1.5B |
| Share Buybacks | $600.0M | $1.1B | $906.0M | $153.0M | $295.0M | $270.0M | $1.2B | $1.0B | $820.0M | $430.0M | $500.0M | $334.0M | $0 | $0 |
| Dividends Paid | $755.0M | $769.0M | $808.0M | $779.0M | $670.0M | $672.0M | $617.0M | $471.0M | $322.0M | $241.0M | $71.0M | $806.0M | $1.2B | $150.0M |
| FCF Margin | - | - | - | - | - | - | 24.2% | 25.1% | 28.6% | 25.7% | 23.0% | 25.1% | - | 31.4% |