Company / Return on Equity (ROE)
Citizens Financial Group Return on Equity (ROE) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
7.0%
FY2025
5-year range
6.2% / 9.9%
FY2021-FY2025
Trend
+11.9%
vs FY2024
Sector context
#285 of 387
Financials
What the data says
At 7.0%, Citizens Financial Group's return on equity (roe) ranks #285 of 387 in the Financials sector. Return on Equity (ROE) returned to growth in FY2025 after 3 years of decline, reaching 7.0%.
Based on SEC 10-K filings.
7.0% in FY2025 with a 5-year CAGR of +2.3%.
Improved from 6.6% to 7.0% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- -1.8pp
- 5-Year Change
- +2.3pp
- 10-Year Change
- -
Sector benchmark
#285 of 387 in FinancialsTop 74% of 387This company 7.0% Sector average 17.3%
▼
-59.8% below sector average
Key checks
Key Insights
- In FY2025, return on equity (roe) increased 11.9% year-over-year.
- Currently 10.4pp below the Financials sector average.
- Peak return on equity (roe) was recorded in FY2021.
- Lowest return on equity (roe) in the period was in FY2020.
Company context
Key Data Points
- Altman Z-Score 0.13 (distress zone, below 1.8 threshold)
- Strong profit margin: 21.1%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 7.0% | +11.9% |
| FY2024 | 6.2% | -5.9% |
| FY2023 | 6.6% | -24.5% |
| FY2022 | 8.8% | -11.6% |
| FY2021 | 9.9% | +112.4% |
| FY2020 | 4.7% | -42.3% |
| FY2019 | 8.1% | -2.4% |
| FY2018 | 8.3% | +1.5% |
| FY2017 | 8.2% | +54.1% |
| FY2016 | 5.3% | +23.6% |
As of FY2025 · SEC 10-K · Updated Jul 2, 2026