Company / Operating Cash Flow
Citizens Financial Group Operating Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$2.2B
FY2025
5-year range
$2.0B / $4.1B
FY2021-FY2025
Trend
+10.5%
vs FY2024
Sector context
#67 of 409
Financials
What the data says
Citizens Financial Group's operating cash flow of $2.2B is higher than 84% of companies in the Financials sector (FY2025). Operating Cash Flow returned to growth in FY2025 after 2 years of decline, reaching $2.2B.
Based on SEC 10-K filings.
$2.2B in FY2025 with a 5-year CAGR of +81.9%. Top quartile in the Financials sector.
Declined from $3.0B to $2.2B over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- -18.7%
- 5-Year CAGR
- +81.9%
- 10-Year CAGR
- -
Sector benchmark
+246.9% above sector average
Key checks
Key Insights
- 5-year CAGR of +81.9%, indicating consistent growth.
- In FY2025, operating cash flow increased 10.5% year-over-year.
- Ranks #67 out of 409 companies in the Financials sector.
- Peak operating cash flow was recorded in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.13 (distress zone, below 1.8 threshold)
- Strong profit margin: 21.1%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $2.2B | +10.5% |
| FY2024 | $2.0B | -32.4% |
| FY2023 | $3.0B | -28.1% |
| FY2022 | $4.1B | +81.1% |
| FY2021 | $2.3B | +1949.5% |
| FY2020 | $111.0M | -93.5% |
| FY2019 | $1.7B | -4.0% |
| FY2018 | $1.8B | -6.2% |
| FY2017 | $1.9B | +26.4% |
| FY2016 | $1.5B | +21.2% |
As of FY2025 · SEC 10-K · Updated Jul 2, 2026