Company / Return on Assets (ROA)
Carter Bankshares, Inc. Return on Assets (ROA) History
FY2021-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
0.7%
FY2025
5-year range
-1.1% / 0.7%
FY2021-FY2025
Trend
+22.6%
vs FY2024
Sector context
Sector data unavailable
Latest sector comparison
What the data says
Return on Assets (ROA) has increased for 3 consecutive years, from -1.1% in FY2022 to 0.7% in FY2025.
Based on SEC 10-K filings.
0.7% in FY2025 with a 3-year CAGR of +1.7%.
Improved from 0.5% to 0.7% over the past 2 years.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- +1.7pp
- 5-Year Change
- -
- 10-Year Change
- -
Key checks
Key Insights
- Carter Bankshares, Inc.'s return on assets (roa) has grown for 3 consecutive years.
- In FY2025, return on assets (roa) increased 22.6% year-over-year.
- Lowest return on assets (roa) in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.11 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 0.7% | +22.6% |
| FY2024 | 0.5% | +1.9% |
| FY2023 | 0.5% | +147.7% |
| FY2022 | -1.1% | -270.3% |
| FY2021 | 0.6% | - |
As of FY2025 · SEC 10-K · Updated Jun 24, 2026