Carter Bankshares, Inc. Cash Flow Statement
CARE|5 years of annual SEC 10-K data (FY2021-FY2025)
Covers operating cash flow, capital expenditures, free cash flow, share buybacks, and dividends paid across 5 fiscal years. All figures from audited SEC 10-K filings.
Carter Bankshares, Inc. generated $40M in operating cash flow and $32M in free cash flow in FY2025. Free cash flow margin was 156.6% of revenue.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.11 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Net Income | $31.4M | $24.5M | $23.4M | -$45.9M | $26.6M |
| Depreciation & Amortization | $7.9M | $7.1M | $6.2M | $6.1M | $5.3M |
| Operating Cash Flow | $39.9M | $36.9M | $46.7M | $7.7M | $38.3M |
| Capital Expenditures | $8.1M | $8.1M | $9.8M | $10.1M | $8.5M |
| Free Cash Flow | $31.8M | $28.8M | $36.9M | -$2.4M | $29.8M |
| Share Buybacks | $20.0M | $0 | $16.4M | $0 | $0 |
| Dividends Paid | - | - | - | $3.7M | $0 |
| FCF Margin | 156.6% | 148.4% | 213.9% | -13.4% | 233.4% |