Company / Free Cash Flow
Carter Bankshares, Inc. Free Cash Flow History
FY2021-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
$31.8M
FY2025
5-year range
-$2.4M / $36.9M
FY2021-FY2025
Trend
+10.4%
vs FY2024
Sector context
Sector data unavailable
Latest sector comparison
What the data says
Free Cash Flow has fluctuated over the past 5 years, ranging from -$2M in FY2022 to $37M in FY2023.
Based on SEC 10-K filings.
$32M in FY2025.
Declined from $37M to $32M over the past 2 years.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Key checks
Key Insights
- In FY2025, free cash flow increased 10.4% year-over-year.
- Peak free cash flow was recorded in FY2023.
- Lowest free cash flow in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.11 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $31.8M | +10.4% |
| FY2024 | $28.8M | -22.0% |
| FY2023 | $36.9M | +1628.6% |
| FY2022 | -$2.4M | -108.1% |
| FY2021 | $29.8M | - |
As of FY2025 · SEC 10-K · Updated Jun 24, 2026