Company / Total Debt
American Express Total Debt History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Total Debt
$56.4B
FY2025
5-year range
$38.7B / $56.4B
FY2021-FY2025
Trend
+13.4%
vs FY2024
Sector context
#6 of 196
Financials
What the data says
Among 196 Financials companies, American Express is in the bottom 3% for total debt. Total Debt has increased for 4 consecutive years, from $38.7B in FY2021 to $56.4B in FY2025.
Based on SEC 10-K filings.
$56.4B in FY2025 with a 5-year CAGR of +5.6%. Top quartile in the Financials sector.
Increased from $47.9B to $56.4B over the past 2 years.
Financials sector context is included.
Total Debt over time
Growth rates
- 3-Year CAGR
- +9.8%
- 5-Year CAGR
- +5.6%
- 10-Year CAGR
- -
Sector benchmark
Bottom 3% in FinancialsTop 97% of 196This company $56.4B Sector average $11.1B
▼
+408.6% above sector average
Key checks
Key Insights
- American Express's total debt has grown for 4 consecutive years.
- 5-year CAGR of +5.6%, indicating consistent growth.
- In FY2025, total debt increased 13.4% year-over-year.
- Ranks #6 out of 196 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score 0.36 (distress zone, below 1.8 threshold)
- Strong return on equity: 32.5%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Total DebtValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $56.4B | +13.4% |
| FY2024 | $49.7B | +3.9% |
| FY2023 | $47.9B | +12.4% |
| FY2022 | $42.6B | +10.1% |
| FY2021 | $38.7B | -10.0% |
| FY2020 | $43.0B | -25.7% |
| FY2019 | $57.8B | -1.0% |
| FY2018 | $58.4B | +4.7% |
| FY2017 | $55.8B | +18.8% |
| FY2016 | $47.0B | -2.2% |
As of FY2025 · SEC 10-K · Updated Jul 4, 2026