Company / Interest Expense
American Express Interest Expense History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Interest Expense
$17.4B
FY2025
5-year range
$1.3B / $17.4B
FY2021-FY2025
Trend
+11.7%
vs FY2024
Sector context
#4 of 241
Financials
What the data says
Among 241 Financials companies, American Express is in the bottom 2% for interest expense. Interest Expense has increased for 4 consecutive years, from $1.3B in FY2021 to $17.4B in FY2025.
Based on SEC 10-K filings.
$17.4B in FY2025 with a 5-year CAGR of +52.6%. Top quartile in the Financials sector.
Increased from $13.1B to $17.4B over the past 2 years.
Financials sector context is included.
Interest Expense over time
Growth rates
- 3-Year CAGR
- +20.6%
- 5-Year CAGR
- +52.6%
- 10-Year CAGR
- -
Sector benchmark
Bottom 2% in FinancialsTop 98% of 241This company $17.4B Sector average $1.3B
▼
+1252.9% above sector average
Key checks
Key Insights
- American Express's interest expense has grown for 4 consecutive years.
- 5-year CAGR of +52.6%, indicating consistent growth.
- In FY2025, interest expense increased 11.7% year-over-year.
- Ranks #4 out of 241 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score 0.36 (distress zone, below 1.8 threshold)
- Strong return on equity: 32.5%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Interest ExpenseValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $17.4B | +11.7% |
| FY2024 | $15.5B | +18.3% |
| FY2023 | $13.1B | +32.7% |
| FY2022 | $9.9B | +671.2% |
| FY2021 | $1.3B | -38.8% |
| FY2020 | $2.1B | -39.4% |
| FY2019 | $3.5B | +17.7% |
| FY2018 | $2.9B | +39.3% |
| FY2017 | $2.1B | +23.9% |
| FY2016 | $1.7B | +5.1% |
As of FY2025 · SEC 10-K · Updated Jul 4, 2026