Company / Operating Margin
AMERICAN COASTAL INSURANCE Corp Operating Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Margin
41.8%
FY2025
5-year range
-4.6% / 41.8%
FY2021-FY2025
Trend
+24.6%
vs FY2024
Sector context
Sector data unavailable
Latest sector comparison
What the data says
Operating Margin has fluctuated over the past 10 years, ranging from -4.6% in FY2021 to 41.8% in FY2025.
Based on SEC 10-K filings.
41.8% in FY2025 with a 5-year CAGR of +42.4%.
Improved from 35.5% to 41.8% over the past 2 years.
Operating Margin over time
Growth rates
- 3-Year Change
- +45.7pp
- 5-Year Change
- +42.4pp
- 10-Year Change
- -
Key checks
Key Insights
- In FY2025, operating margin increased 24.6% year-over-year.
- Lowest operating margin in the period was in FY2021.
Company context
Key Data Points
- Altman Z-Score 0.80 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 41.8% | +24.6% |
| FY2024 | 33.6% | -5.4% |
| FY2023 | 35.5% | +1007.9% |
| FY2022 | -3.9% | +15.2% |
| FY2021 | -4.6% | -668.3% |
| FY2020 | -0.6% | +84.9% |
| FY2019 | -4.0% | -561.7% |
| FY2018 | -0.6% | -600.0% |
| FY2017 | 0.1% | -91.5% |
| FY2016 | 1.4% | -87.8% |
As of FY2025 · SEC 10-K · Updated Jun 24, 2026