AMERICAN COASTAL INSURANCE Corp Cash Flow Statement
ACIC|15 years of annual SEC 10-K data (FY2011-FY2025)
Covers operating cash flow, capital expenditures, free cash flow, share buybacks, and dividends paid across 15 fiscal years. All figures from audited SEC 10-K filings.
AMERICAN COASTAL INSURANCE Corp generated $71M in operating cash flow and $71M in free cash flow in FY2025. Free cash flow margin was 21.1% of revenue.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.80 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $106.8M | $75.7M | $309.9M | -$469.9M | -$57.9M | $290.0K | -$29.9M | $290.0K | $10.1M | $5.7M | $27.4M | $41.0M | $20.3M | $9.7M | $4.1M |
| Depreciation & Amortization | $3.8M | $4.9M | $1.5M | $4.6M | $5.5M | $4.2M | $6.3M | $4.2M | $5.8M | $2.4M | $1.8M | $731.0K | $697.0K | $684.0K | $1.2M |
| Operating Cash Flow | $71.0M | $243.5M | -$136.0M | -$173.1M | -$295.4M | $25.8M | $149.0M | $25.8M | $35.5M | $65.7M | $98.3M | $68.9M | $109.8M | $35.5M | $6.4M |
| Capital Expenditures | $155.0K | $22.0K | $196.0K | $3.0M | $5.3M | $4.1M | $21.9M | $4.1M | $5.2M | $3.1M | $10.9M | $6.3M | $1.9M | $452.0K | $108.0K |
| Free Cash Flow | $70.9M | $243.5M | -$136.2M | -$176.2M | -$300.7M | $21.7M | $127.1M | $21.7M | $30.3M | $62.6M | $87.4M | $62.6M | $107.9M | $35.1M | $6.3M |
| Share Buybacks | - | - | - | - | - | - | - | - | - | - | - | - | $0 | $0 | $0 |
| Dividends Paid | $0 | $24.1M | $0 | $2.6M | $10.3M | $10.3M | $10.3M | $10.3M | $9.0M | $5.0M | $4.3M | $3.3M | $1.9M | $982.0K | - |
| FCF Margin | 21.1% | 82.1% | -51.5% | -79.5% | -131.5% | 3.0% | 15.4% | 3.0% | 4.6% | 12.8% | 24.4% | 22.3% | 51.8% | 26.7% | 7.2% |