World Acceptance Corporation (WRLD) Stock & Financials
Data as of (185 days ago)|Source: SEC EDGAR
World Acceptance Corporation (WRLD) is a consumer finance company. The company reports annual revenue of $565M and net income of $90M. Its profit margin is 15.9%.
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World Acceptance Corporation Key Financials
Data from SEC EDGAR filings. TTM = Trailing Twelve Months.
World Acceptance Corporation Financial Health ScoreFY2026
Strong financial position with minor areas to watch
+28 pts YoYThis Financial Health Score is a proprietary metric calculated from SEC EDGAR filings for educational and informational purposes only. It does not constitute investment advice or a recommendation to buy or sell any security. Results vary significantly by industry. Conduct your own research before making investment decisions.
World Acceptance Corporation Recent Events
Source: SEC EDGAR 8-K Filings
5-Year Revenue & Net Income Trend
Chart shows fiscal year data from SEC EDGAR filings. Hover over data points for details.
As of FY2026 · SEC Form 10-K · Last checked Jun 30, 2026
About World Acceptance Corporation
- Industry
- Consumer Finance
Valuation
Valuation Data UnavailablePrice-based valuation metrics (P/E, P/B) require real-time stock price data which is not included in SEC filings.
Benjamin Graham: Graham recommended P/E ratio not exceed 15 for reasonable valuation. Understanding valuation metrics
Profitability
Positive Marginsvs 8.3% sector median / 9.6% avg
Keeps 16 cents of every dollar in revenue as profit. Higher than 88% in Financials.
Profit margin 66% above sector average.
Warren Buffett: Buffett looks for consistent ROE above 20% as a sign of competitive advantage. How to evaluate profitability
Financial Health
Balance Sheet Data LimitedInsufficient data to assess financial health.
Peter Lynch: Lynch: normal balance sheet has 75% equity, 25% debt. Understanding financial health
Dividend
Dividend Data UnavailableDividend yield data is not available from SEC filings. Check the company's investor relations page for dividend information.
As of FY2026 · SEC Form 10-K · Last checked Jun 30, 2026
World Acceptance Corporation 10-Year Revenue, Profit & Cash Flow History
Annual Financials
FY2026 - FY2017| Metric | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $572.8M | - | $129.5M(-77.4%) | $573.2M(-7.0%) | $616.5M(+5.4%) | $585.2M(+10.8%) | $528.0M(-10.5%) | $590.0M(+8.4%) | $544.5M(+8.3%) | $502.7M(+2.4%) |
| Net Income | $77.0M | - | $9.9M(-87.1%) | $77.3M(+264.3%) | $21.2M(-60.6%) | $53.9M(-38.9%) | $88.3M(+213.5%) | $28.2M(-24.4%) | $37.2M(-30.6%) | $53.7M(-27.1%) |
| Total Assets | - | $1.0B | $1.1B | $1.1B | $1.2B | $954.3M | $1.0B | $855.0M | $841.0M | $800.6M |
| Total Debt | - | $447.9M | $498.4M | $598.8M | $697.0M | $405.0M | $451.1M | $251.9M | $244.9M | $295.1M |
| Total Equity | - | $439.5M | $424.4M | $385.2M | $373.0M | $404.9M | $412.0M | $552.1M | $541.1M | $461.1M |
| Profit Margin | 13.5% | - | 7.7% | 13.5% | 3.4% | 9.2% | 16.7% | 4.8% | 6.8% | 10.7% |
| ROE | - | - | 2.3% | 20.1% | 5.7% | 13.3% | 21.4% | 5.1% | 6.9% | 11.6% |
| ROA | - | - | 0.9% | 6.9% | 1.7% | 5.7% | 8.6% | 3.3% | 4.4% | 6.7% |
Quarterly Financials
Last 8 quarters| Metric | Q3 2026 | Q2 2026 | Q1 2026 | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $399.6M | $260.9M | $129.5M | $134.5M | $132.5M | - | $131.4M | $129.5M |
| Net Income | $45.5M | $32.1M | $9.9M | $-1,946,197 | $1.3M | - | $22.1M | $9.9M |
| Total Assets | $1.0B | $1.0B | $1.0B | $1.1B | $1.0B | $1.0B | $1.0B | $1.0B |
As of FY2026 · SEC Form 10-K · Last checked Jun 30, 2026
Insider Trading
Source: SEC EDGAR Form 4 filings. Only purchase (P) and sale (S) transactions shown.
World Acceptance Corporation Free Cash Flow & Dividend Coverage
Cash Flow History
FY2017 - FY2026| Metric | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | FY2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | $218.0M | $244.7M | $281.0M | $227.0M | $272.4M | $291.6M | $265.8M | $254.2M | - | $265.8M |
| CapEx | -$9.2M | -$9.8M | -$11.3M | -$11.7M | -$6.1M | -$5.8M | -$5.9M | -$3.7M | - | -$5.9M |
| Free Cash Flow | $208.9M | $234.9M | $269.7M | $215.3M | $266.4M | $285.7M | $259.9M | $250.5M | - | $259.9M |
| FCF Margin | 41.5% | 43.1% | 45.7% | 40.8% | 45.5% | 46.3% | 45.3% | 193.4% | - | 45.4% |
Source: SEC EDGAR 10-K filings. FCF = Operating Cash Flow - Capital Expenditures. Free cash flow guide
As of FY2026 · SEC Form 10-K · Last checked Jun 30, 2026
World Acceptance Corporation Risk Factors
Company-disclosed SEC risk factors
Risk factors are disclosed by the company in its SEC Form 10-K, Item 1A. Billiver does not classify or summarize company-specific legal, operational, financial, or market risks here.
Sector context: Financials. This is not a Billiver risk assessment for WRLD.
Source note: the SEC Form 10-K includes Item 1A, "Risk Factors." The full risk-factor text should be read from the company’s own SEC filing.
World Acceptance Corporation FAQ
What is World Acceptance Corporation's annual revenue?
World Acceptance Corporation (WRLD) reported $565 million in trailing twelve-month (TTM) revenue. This financial data is compiled from SEC EDGAR 10-K filings.
Is World Acceptance Corporation profitable?
Yes, World Acceptance Corporation is profitable with a 15.9% net profit margin and $90 million in net income (TTM). All figures from SEC EDGAR 10-K filings.
Does World Acceptance Corporation pay dividends?
No, World Acceptance Corporation (WRLD) does not currently pay dividends to shareholders.
What is World Acceptance Corporation's financial health score?
World Acceptance Corporation has a financial health score of 83/100 (Grade: A), evaluating profitability, solvency, liquidity, and growth based on SEC EDGAR data.
How many years of World Acceptance Corporation financial data are available?
10 years of financial data are available for World Acceptance Corporation from FY2017 to FY2026. All figures are compiled from SEC EDGAR 10-K filings.