WHITE MOUNTAINS INSURANCE GROUP LTD Financial Ratios
WTM / Financials|FY2025 SEC 10-K data
Includes DuPont ROE decomposition, profitability margins, liquidity ratios, solvency indicators, and earnings quality analysis. All ratios calculated from FY2025 SEC 10-K data.
Key Data Points
- Altman Z-Score 0.97 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
DuPont ROE Decomposition (FY2025)
Return on Equity
20.4%
Profit Margin
29.6%
Net Income / Revenue
Asset Turnover
0.30
Revenue / Total Assets
Equity Multiplier
2.27
Total Assets / Equity
Composite: 20.4% (reported: 20.4%)
Profitability
Gross Margin
-
Operating Margin
-
EBITDA
$1.3B
EBITDA Margin
35.1%
Liquidity
Current Ratio
-
Quick Ratio
-
Solvency
Interest Coverage
7.02
Efficiency
Asset Turnover
0.30
Inventory Turnover
-
Days Sales Outstanding
-
As of FY2025 · SEC 10-K · Updated Mar 28, 2026
Earnings Quality
Accrual Ratio
+5.0%
+8.6pp YoY
Earnings include a notable portion of accrual components.
Note: For financial institutions, operating cash flow includes lending activities, which makes this ratio less comparable to non-financial companies.
This metric is for informational purposes only and does not constitute investment advice. Data sourced from SEC EDGAR filings; updates may be delayed.