UWM Holdings Corp Financial Ratios
UWMC / Financials|FY2025 SEC 10-K data
Includes DuPont ROE decomposition, profitability margins, liquidity ratios, solvency indicators, and earnings quality analysis. All ratios calculated from FY2025 SEC 10-K data.
Key Data Points
- Altman Z-Score 0.24 (distress zone, below 1.23 threshold)
- Accrual-heavy earnings: Net income significantly exceeds operating cash flow
Data sourced from SEC EDGAR filings. Not investment advice.
DuPont ROE Decomposition (FY2025)
Return on Equity
1.7%
Profit Margin
0.9%
Net Income / Revenue
Asset Turnover
0.19
Revenue / Total Assets
Equity Multiplier
10.62
Total Assets / Equity
Composite: 1.7% (reported: 1.7%)
Profitability
Gross Margin
-
Operating Margin
-
EBITDA
$89.8M
EBITDA Margin
2.8%
Liquidity
Current Ratio
-
Quick Ratio
-
Solvency
Interest Coverage
-
Efficiency
Asset Turnover
0.19
Inventory Turnover
-
Days Sales Outstanding
61 days
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026
Earnings Quality
Accrual Ratio
+16.4%
-23.5pp YoY
Earnings include a notable portion of accrual components.
Note: For financial institutions, operating cash flow includes lending activities, which makes this ratio less comparable to non-financial companies.
This metric is for informational purposes only and does not constitute investment advice. Data sourced from SEC EDGAR filings; updates may be delayed.