Company / FCF Margin
Unum FCF Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
4.3%
FY2025
5-year range
4.3% / 11.0%
FY2021-FY2025
Trend
-60.5%
vs FY2024
Sector context
#161 of 200
Financials
What the data says
Unum's fcf margin of 4.3% is lower than 81% of companies in the Financials sector (FY2025). FCF Margin has fluctuated over the past 10 years, ranging from 2.7% in FY2020 to 12.1% in FY2019.
Based on SEC 10-K filings.
4.3% in FY2025 with a 5-year CAGR of +1.6%.
Declined from 8.6% to 4.3% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- -6.7pp
- 5-Year Change
- +1.6pp
- 10-Year Change
- -
Sector benchmark
Bottom 19% in FinancialsTop 81% of 200This company 4.3% Sector average 214.0%
▼
-98.0% below sector average
Key checks
Key Insights
- In FY2025, fcf margin decreased 60.5% year-over-year.
- Currently 209.8pp below the Financials sector average.
- Peak fcf margin was recorded in FY2019.
- Lowest fcf margin in the period was in FY2020.
Company context
Key Data Points
- Altman Z-Score 0.47 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 4.3% | -60.5% |
| FY2024 | 10.8% | +24.9% |
| FY2023 | 8.6% | -21.6% |
| FY2022 | 11.0% | +3.3% |
| FY2021 | 10.6% | +300.0% |
| FY2020 | 2.7% | -78.1% |
| FY2019 | 12.1% | +1.0% |
| FY2018 | 12.0% | +28.0% |
| FY2017 | 9.4% | +0.0% |
| FY2016 | 9.4% | -15.6% |
As of FY2025 · SEC 10-K · Updated Mar 29, 2026