Company / Profit Margin
United Community Banks, Inc. Profit Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Profit Margin
30.9%
FY2025
5-year range
21.0% / 33.1%
FY2021-FY2025
Trend
+16.4%
vs FY2024
Sector context
#65 of 280
Financials
What the data says
United Community Banks, Inc.'s profit margin of 30.9% is higher than 77% of companies in the Financials sector (FY2025). Profit Margin has fluctuated over the past 10 years, ranging from 15.4% in FY2019 to 33.1% in FY2021.
Based on SEC 10-K filings.
30.9% in FY2025 with a 5-year CAGR of -1.0%. Top quartile in the Financials sector.
Improved from 21.0% to 30.9% over the past 2 years.
Financials sector context is included.
Profit Margin over time
Growth rates
- 3-Year Change
- +2.4pp
- 5-Year Change
- -1.0pp
- 10-Year Change
- -
Sector benchmark
Top 23% in FinancialsTop 23% of 280This company 30.9% Sector average 69.8%
▼
-55.8% below sector average
Key checks
Key Insights
- In FY2025, profit margin increased 16.4% year-over-year.
- Currently 38.9pp below the Financials sector average.
- Peak profit margin was recorded in FY2021.
- Lowest profit margin in the period was in FY2019.
Company context
Key Data Points
- Altman Z-Score 0.13 (distress zone, below 1.8 threshold)
- Strong profit margin: 32.2%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Profit MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 30.9% | +16.4% |
| FY2024 | 26.5% | +26.2% |
| FY2023 | 21.0% | -26.1% |
| FY2022 | 28.4% | -14.2% |
| FY2021 | 33.1% | +4.1% |
| FY2020 | 31.8% | +106.6% |
| FY2019 | 15.4% | -38.2% |
| FY2018 | 24.9% | +13.5% |
| FY2017 | 21.9% | -12.4% |
| FY2016 | 25.1% | +14.2% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026