Company / Interest Expense
United Community Banks, Inc. Interest Expense History
FY2016-FY2023 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Interest Expense
$419.3M
FY2023
5-year range
$56.2M / $419.3M
FY2019-FY2023
Trend
+645.7%
vs FY2022
Sector context
#78 of 224
Financials
What the data says
Interest Expense changed +646% YoY in FY2023, a notable deviation from the 7-year average annual change of +110%.
Based on SEC 10-K filings.
$419M in FY2023 with a 5-year CAGR of +75.4%.
Increased from $83M to $419M over the past 2 years.
Financials sector context is included.
Interest Expense over time
Growth rates
- 3-Year CAGR
- +89.8%
- 5-Year CAGR
- +75.4%
- 10-Year CAGR
- -
Sector benchmark
#147 of 224 in FinancialsTop 65% of 224This company $419.3M Sector average $1.1B
▼
-63.4% below sector average
Key checks
Key Insights
- 5-year CAGR of +75.4%, indicating consistent growth.
- In FY2023, interest expense increased 645.7% year-over-year.
- Ranks #78 out of 224 companies in the Financials sector.
- Lowest interest expense in the period was in FY2017.
Company context
Key Data Points
- Altman Z-Score 0.13 (distress zone, below 1.8 threshold)
- Strong profit margin: 32.2%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Interest ExpenseValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | - | - |
| FY2024 | - | - |
| FY2023 | $419.3M | +645.7% |
| FY2022 | $56.2M | -32.5% |
| FY2021 | $83.3M | +35.8% |
| FY2020 | $61.3M | +81.8% |
| FY2019 | $33.7M | +33.7% |
| FY2018 | $25.2M | +19.6% |
| FY2017 | $21.1M | -17.4% |
| FY2016 | $25.6M | +21.0% |
As of FY2023 · SEC 10-K · Updated Jun 30, 2026