Company / Operating Margin
Trupanion Operating Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Margin
1.0%
FY2025
5-year range
-5.0% / 1.0%
FY2021-FY2025
Trend
+229.7%
vs FY2024
Sector context
#84 of 103
Financials
What the data says
Operating Margin changed +230% YoY in FY2025, a notable deviation from the 9-year average annual change of -9%.
Based on SEC 10-K filings.
1.0% in FY2025 with a 5-year CAGR of +1.9%.
Improved from -3.7% to 1.0% over the past 2 years.
Financials sector context is included.
Operating Margin over time
Growth rates
- 3-Year Change
- +5.7pp
- 5-Year Change
- +1.9pp
- 10-Year Change
- -
Sector benchmark
Bottom 18% in FinancialsTop 82% of 103This company 1.0% Sector average -48.0%
▼
+102.0% above sector average
Key checks
Key Insights
- Trupanion's operating margin has grown for 4 consecutive years.
- In FY2025, operating margin increased 229.7% year-over-year.
- Currently 48.9pp above the Financials sector average.
- Lowest operating margin in the period was in FY2021.
Company context
Key Data Points
- Low Piotroski F-Score: 2/9 (multiple financial health concerns)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 1.0% | +229.7% |
| FY2024 | -0.7% | +79.8% |
| FY2023 | -3.7% | +22.7% |
| FY2022 | -4.8% | +5.8% |
| FY2021 | -5.0% | -414.3% |
| FY2020 | -1.0% | -96.0% |
| FY2019 | -0.5% | -47.1% |
| FY2018 | -0.3% | +68.8% |
| FY2017 | -1.1% | +69.4% |
| FY2016 | -3.6% | +68.8% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026