Travelers Companies (The) (TRV) Stock & Financials
Data as of (550 days ago)|Source: SEC EDGAR
Travelers Companies (The) (TRV) is a property & casualty insurance company. The company reports annual revenue of $48.4B and net income of $5.9B. Its profit margin is 12.1%.
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Travelers Companies (The) Key Financials(TTM Est.)
Data from SEC EDGAR filings. TTM = Trailing Twelve Months.
Travelers Companies (The) Financial Health ScoreFY2025
Moderate health; several metrics need attention
+2 pts YoYThis Financial Health Score is a proprietary metric calculated from SEC EDGAR filings for educational and informational purposes only. It does not constitute investment advice or a recommendation to buy or sell any security. Results vary significantly by industry. Conduct your own research before making investment decisions.
Data Highlights
- Altman Z-Score 0.79 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Travelers Companies (The) Recent Events
Source: SEC EDGAR 8-K Filings
5-Year Revenue & Net Income Trend
Chart shows fiscal year data from SEC EDGAR filings. Hover over data points for details.
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026
About Travelers Companies (The)
The Travelers Companies, Inc., commonly known as Travelers, is an American multinational insurance company. It is the second-largest writer of U.S. commercial property casualty insurance, and the sixth-largest writer of U.S. personal insurance through independent agents. Travelers is incorporated in Minnesota, with headquarters in New York City, and its largest office in Hartford, Connecticut. It has been a component of the Dow Jones Industrial Average since June 8, 2009.
- Industry
- Property & Casualty Insurance
Valuation
Valuation Data UnavailablePrice-based valuation metrics (P/E, P/B) require real-time stock price data which is not included in SEC filings.
Benjamin Graham: Graham recommended P/E ratio not exceed 15 for reasonable valuation. Understanding valuation metrics
Profitability
Positive Marginsvs 18.4% sector median / 13.9% avg
Generates $18.6 in profit for every $100 of shareholder equity. Higher than 53% in Financials.
vs 10.3% sector median / 12.1% avg
Keeps 12 cents of every dollar in revenue as profit. Higher than 52% in Financials.
8th consecutive year of revenue growth.
* Some quarterly data is missing. Values are calculated based on annual report figures.
Profit margin of 12.1% is above 10%.
Warren Buffett: Buffett looks for consistent ROE above 20% as a sign of competitive advantage. How to evaluate profitability
Financial Health
Balance Sheet Data LimitedInsufficient data to assess financial health.
Peter Lynch: Lynch: normal balance sheet has 75% equity, 25% debt. Understanding financial health
Dividend
Dividend Data UnavailableDividend yield data is not available from SEC filings. Check the company's investor relations page for dividend information.
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026
Travelers Companies (The) 10-Year Revenue, Profit & Cash Flow History
Net income reached a record high of $6.3B in FY2025.
Annual Financials
FY2025 - FY2016| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $48.8B(+5.2%) | $46.4B(+33.3%) | $34.8B(+8.9%) | $32.0B(+1.3%) | $31.6B(+4.3%) | $30.3B(+4.8%) | $28.9B(+4.6%) | $27.6B(+3.0%) | $26.8B(-2.9%) | $27.6B(+3.0%) |
| Net Income | $6.3B(+25.8%) | $5.0B(+36.5%) | $3.7B(+35.8%) | $2.7B(+2.9%) | $2.6B(+3.9%) | $2.5B(+22.7%) | $2.1B(-31.8%) | $3.0B(-12.4%) | $3.4B(+14.1%) | $3.0B(-12.4%) |
| Total Assets | $143.7B | $133.2B | $126.0B | $115.7B | $120.5B | $116.8B | $110.1B | $104.2B | $103.5B | $100.2B |
| Total Debt | - | - | - | - | - | - | - | - | - | - |
| Total Equity | $32.9B | $27.9B | $21.6B | $28.9B | $29.2B | $25.9B | $22.9B | $23.7B | $23.2B | $23.2B |
| Profit Margin | 12.9% | 10.8% | 10.5% | 8.4% | 8.3% | 8.3% | 7.1% | 10.9% | 12.8% | 10.9% |
| ROE | 19.1% | 17.9% | 17.0% | 9.3% | 9.0% | 9.7% | 9.0% | 12.7% | 14.8% | 13.0% |
| ROA | 4.4% | 3.8% | 2.9% | 2.3% | 2.2% | 2.2% | 1.9% | 2.9% | 3.3% | 3.0% |
Quarterly Financials
Last 8 quarters| Metric | Q1 2026 | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $11.8B | $12.5B | $12.1B | $11.8B | $11.9B | $11.3B | $11.2B | $10.6B |
| Net Income | $395.0M | $1.9B | $1.5B | $395.0M | $1.3B | $534.0M | $1.1B | $404.0M |
| Total Assets | $143.7B | $143.7B | $138.9B | $136.0B | $134.6B | $129.3B | $127.4B | $121.4B |
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026
5 insiders sold shares worth $8.4M, despite revenue growth of +5.2% YoY. Divergence signal strength: 40/100.
Insider Trading
Source: SEC EDGAR Form 4 filings. Only purchase (P) and sale (S) transactions shown.
Travelers Companies (The) Dividend Safety Analysis & Growth History
Dividend Status
Dividend PayerThis company pays dividends. Historical dividend data shown below.
7 consecutive years of dividend increases. 5-year dividend CAGR: +5.2%.
Annual Dividends
2016 - 2025| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend/Share | $2.62 | $2.83 | $2.26 | $2.41 | $2.52 | $2.61 | $2.74 | $2.93 | $3.10 | $3.25 |
| YoY Growth | +10.1% | +8.0% | -20.1% | +6.6% | +4.6% | +3.6% | +5.0% | +6.9% | +5.8% | +4.8% |
| Payments | 4 | 4 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| Increased | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Learn more:Dividend investing guideHow to evaluate dividend safety
As of FY2025 · SEC XBRL dividend facts · Last checked Jul 2, 2026
Travelers Companies (The) Free Cash Flow & Dividend Coverage
Cash Flow History
FY2016 - FY2025| Metric | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | $4.5B | $3.4B | $4.5B | $4.1B | $4.4B | $5.2B | $6.5B | $7.3B | $9.1B | $10.6B |
| CapEx | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - |
| FCF Margin | - | - | - | - | - | - | - | - | - | - |
Source: SEC EDGAR 10-K filings. FCF = Operating Cash Flow - Capital Expenditures. Free cash flow guide
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026
Travelers Companies (The) Risk Factors
Company-disclosed SEC risk factors
Risk factors are disclosed by the company in its SEC Form 10-K, Item 1A. Billiver does not classify or summarize company-specific legal, operational, financial, or market risks here.
Sector context: Financials. This is not a Billiver risk assessment for TRV.
Source note: the SEC Form 10-K includes Item 1A, "Risk Factors." The full risk-factor text should be read from the company’s own SEC filing.
Travelers Companies (The) FAQ
What is Travelers Companies (The)'s annual revenue?
Travelers Companies (The) (TRV) reported $48.4 billion in trailing twelve-month (TTM) revenue. This financial data is compiled from SEC EDGAR 10-K filings.
Is Travelers Companies (The) profitable?
Yes, Travelers Companies (The) is profitable with a 12.1% net profit margin and $5.9 billion in net income (TTM). All figures from SEC EDGAR 10-K filings.
Does Travelers Companies (The) pay dividends?
Yes, Travelers Companies (The) pays regular dividends with 7 consecutive years of dividend payments. View the full dividend history and payout analysis on this page.
What is Travelers Companies (The)'s financial health score?
Travelers Companies (The) has a financial health score of 61/100 (Grade: C), evaluating profitability, solvency, liquidity, and growth based on SEC EDGAR data.
How many years of Travelers Companies (The) financial data are available?
10 years of financial data are available for Travelers Companies (The) from FY2016 to FY2025. All figures are compiled from SEC EDGAR 10-K filings.