Company / FCF Margin
Tompkins Financial Corporation FCF Margin History
FY2018-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
42.2%
FY2025
5-year range
42.2% / 160.4%
FY2021-FY2025
Trend
-62.3%
vs FY2024
Sector context
#56 of 206
Financials
What the data says
At 42.2%, Tompkins Financial Corporation's fcf margin ranks #56 of 206 in the Financials sector. Declined from 160.4% to 42.2% over the past 2 years.
Based on SEC 10-K filings.
42.2% in FY2025 with a 5-year CAGR of -93.0%.
Declined from 160.4% to 42.2% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- -105.1pp
- 5-Year Change
- -93.0pp
- 10-Year Change
- -
Sector benchmark
#56 of 206 in FinancialsTop 27% of 206This company 42.2% Sector average 207.7%
▼
-79.7% below sector average
Key checks
Key Insights
- In FY2025, fcf margin decreased 62.3% year-over-year.
- Currently 165.5pp below the Financials sector average.
- Peak fcf margin was recorded in FY2023.
Company context
Key Data Points
- Altman Z-Score 0.12 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 42.2% | -62.3% |
| FY2024 | 111.9% | -30.2% |
| FY2023 | 160.4% | +8.9% |
| FY2022 | 147.3% | +4.1% |
| FY2021 | 141.5% | +4.7% |
| FY2020 | 135.2% | +75.6% |
| FY2019 | 77.0% | -34.9% |
| FY2018 | 118.2% | - |
| FY2017 | - | - |
| FY2016 | - | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026