Company / Operating Income
Terra Property Trust, Inc. Operating Income History
FY2020-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Income
$3.9M
FY2025
5-year range
-$24.5M / $23.7M
FY2021-FY2025
Trend
+116.1%
vs FY2024
Sector context
Sector data unavailable
Latest sector comparison
What the data says
Operating Income has fluctuated over the past 6 years, ranging from -$24M in FY2024 to $29M in FY2020.
Based on SEC 10-K filings.
$4M in FY2025 with a 5-year CAGR of -32.8%.
Declined from $11M to $4M over the past 2 years.
Operating Income over time
Growth rates
- 3-Year CAGR
- -20.3%
- 5-Year CAGR
- -32.8%
- 10-Year CAGR
- -
Key checks
Key Insights
- 5-year CAGR of -32.8%, indicating a declining trend.
- In FY2025, operating income increased 116.1% year-over-year.
- Peak operating income was recorded in FY2020.
- Lowest operating income in the period was in FY2024.
Company context
Key Data Points
- Low Piotroski F-Score: 2/9 (multiple financial health concerns)
- Altman Z-Score 0.65 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating IncomeValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $3.9M | +116.1% |
| FY2024 | -$24.5M | -326.1% |
| FY2023 | $10.8M | +39.4% |
| FY2022 | $7.8M | -67.1% |
| FY2021 | $23.7M | -17.8% |
| FY2020 | $28.8M | - |
As of FY2025 · SEC 10-K · Updated Jun 28, 2026