St. Joe Company (JOE) Financials, Dividends & Stock Info
Explore comprehensive financial data for St. Joe Company, provided completely free. Analyze revenue, net income, profit margins, dividend history, and key financial ratios to make informed investment decisions.
Data as of (572 days ago)|Source: SEC EDGAR
The information on this page is for informational purposes only and does not constitute investment advice, financial advice, or any recommendation. Billiver does not recommend buying, selling, or holding any security. Past performance is not indicative of future results.
Data may be delayed and accuracy is not guaranteed. All investment decisions are solely your responsibility. Verify information independently and consult a qualified financial advisor before investing. About · Methodology
St. Joe Company (JOE) is a real estate development company. The company reports annual revenue of $489M and net income of $105M. Its profit margin is 21.4%.
St. Joe Company Key Financials(TTM Est.)
Data from SEC EDGAR filings. TTM = Trailing Twelve Months.
St. Joe Company Financial Health ScoreFY2025
Good overall health with some areas for improvement
+9 pts YoYThis Financial Health Score is a proprietary metric calculated from SEC EDGAR filings for educational and informational purposes only. It does not constitute investment advice or a recommendation to buy or sell any security. Results vary significantly by industry. Conduct your own research before making investment decisions.
Data Highlights
- High Piotroski F-Score: 8/9 (strong financial health signals)
- Strong profit margin: 21.4%
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
St. Joe Company Recent Events
Source: SEC EDGAR 8-K Filings
5-Year Revenue & Net Income Trend
Chart shows fiscal year data from SEC EDGAR filings. Hover over data points for details.
As of FY2025 · SEC 10-K · Updated Jun 30, 2026
About St. Joe Company
The St. Joe Company is a land development company headquartered in Panama City Beach, Florida. Founded in 1936 and until 1966 known as St. Joe Paper Company, the company still operates a forestry division but is primarily engaged in real estate development and asset management. The company's land holdings are concentrated in Northwest Florida with the vast majority located in Bay and Walton counties. Of the 110,500 acres The St. Joe Company owns that fall within the Bay-Walton Sector Plan, 53,000 acres were placed into conservation by the company. The company develops its land for a variety of uses including residential neighborhoods, hotels, apartment communities, leasable commercial space, office buildings and medical facilities among others.
- Industry
- Real Estate Development
Valuation
Valuation Data UnavailablePrice-based valuation metrics (P/E, P/B) require real-time stock price data which is not included in SEC filings.
Benjamin Graham: Graham recommended P/E ratio not exceed 15 for reasonable valuation. Understanding valuation metrics
Profitability
Above-Average Marginsvs 13.8% sector median / 13.8% avg
Generates $13.8 in profit for every $100 of shareholder equity.
vs 21.4% sector median / 21.4% avg
Keeps 21 cents of every dollar in revenue as profit.
3rd consecutive year of revenue growth.
* Some quarterly data is missing. Values are calculated based on annual report figures.
Profit margin of 21.4% is above 20%.
Warren Buffett: Buffett looks for consistent ROE above 20% as a sign of competitive advantage. How to evaluate profitability
Financial Health
Moderate Leveragevs 0.52 sector median / 0.52 avg
Carries $0.52 in debt for every $1 of equity. Debt has increased over the past 5 years.
Debt-to-equity ratio of 0.52.
Peter Lynch: Lynch: normal balance sheet has 75% equity, 25% debt. Understanding financial health
Dividend
Dividend Data UnavailableDividend yield data is not available from SEC filings. Check the company's investor relations page for dividend information.
As of FY2025 · SEC 10-K · Updated Jun 30, 2026
St. Joe Company 10-Year Revenue, Profit & Cash Flow History
Net income reached a record high of $116M in FY2025.
Annual Financials
FY2025 - FY2016| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $513.2M(+27.4%) | $402.7M(+3.5%) | $389.3M(+54.3%) | $252.3M(-5.5%) | $267.0M(+142.1%) | $110.3M(-13.2%) | $127.1M(+15.2%) | $110.3M(+6.2%) | $103.9M(+7.2%) | $96.9M(-6.7%) |
| Net Income | $115.6M(+55.9%) | $74.2M(-4.5%) | $77.7M(+9.6%) | $70.9M(-4.9%) | $74.6M(+130.3%) | $32.4M(+20.9%) | $26.8M(-17.3%) | $32.4M(+1970.0%) | $-1,731,000(-110.9%) | $15.9M(+1018.3%) |
| Total Assets | $1.5B | $1.5B | $1.5B | $1.4B | $1.2B | $1.0B | $909.2M | $871.0M | $921.0M | $1.0B |
| Total Debt | $391.2M | $437.8M | $453.6M | $385.9M | $223.0M | $158.9M | $92.5M | $69.4M | $55.6M | $55.0M |
| Total Equity | $766.3M | $724.3M | $683.1M | $651.1M | $607.4M | $550.6M | $519.5M | $518.2M | $577.6M | $669.3M |
| Profit Margin | 22.5% | 18.4% | 20.0% | 28.1% | 27.9% | 29.3% | 21.1% | 29.3% | -1.7% | 16.4% |
| ROE | 15.1% | 10.2% | 11.4% | 10.9% | 12.3% | 5.9% | 5.1% | 6.3% | -0.3% | 2.4% |
| ROA | 7.6% | 4.8% | 5.1% | 5.0% | 6.2% | 3.1% | 2.9% | 3.7% | -0.2% | 1.6% |
Quarterly Financials
Last 8 quarters| Metric | Q1 2026 | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $94.2M | $161.1M | $129.1M | $94.2M | $99.0M | $111.6M | $87.8M | $101.4M |
| Net Income | $17.5M | $38.7M | $29.5M | $17.5M | $16.8M | $24.5M | $13.9M | $19.4M |
| Total Assets | $1.5B | $1.5B | $1.5B | $1.5B | $1.5B | $1.6B | $1.5B | $1.5B |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026
Insider Trading
Source: SEC EDGAR Form 4 filings. Only purchase (P) and sale (S) transactions shown.
St. Joe Company Dividend Safety Analysis & Growth History
Dividend Status
Dividend PayerThis company pays dividends. Historical dividend data shown below.
5-year dividend CAGR: +43.1%.
Annual Dividends
2020 - 2025| Metric | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Dividend/Share | $0.07 | $0.32 | $0.40 | $0.44 | $0.52 | $0.42 |
| YoY Growth | - | +357.1% | +25.0% | +10.0% | +18.2% | -19.2% |
| Payments | 1 | 4 | 4 | 4 | 4 | 3 |
| Increased | - | Yes | Yes | Yes | Yes | No |
Learn more: Dividend investing guide | How to evaluate dividend safety
As of FY2025 · SEC 10-K · Updated Jun 30, 2026
St. Joe Company Free Cash Flow & Dividend Coverage
Cash Flow History
FY2016 - FY2025| Metric | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | $10.7M | $22.4M | $41.4M | $30.4M | $41.4M | $111.8M | $48.2M | $103.8M | $108.0M | $190.7M |
| CapEx | -$1.3M | -$2.5M | -$2.6M | -$9.4M | -$2.6M | -$4.3M | -$7.3M | -$6.2M | -$7.7M | -$4.1M |
| Free Cash Flow | $9.4M | $19.9M | $38.8M | $21.0M | $38.8M | $107.5M | $40.9M | $97.7M | $100.2M | $186.6M |
| FCF Margin | 9.7% | 19.2% | 35.2% | 16.6% | 35.2% | 40.3% | 16.2% | 25.1% | 24.9% | 36.4% |
Source: SEC EDGAR 10-K filings. FCF = Operating Cash Flow - Capital Expenditures. Free cash flow guide
As of FY2025 · SEC 10-K · Updated Jun 30, 2026
St. Joe Company Risk Factors
Company-disclosed SEC risk factors
Risk factors are disclosed by the company in its SEC Form 10-K, Item 1A. Billiver does not classify or summarize company-specific legal, operational, financial, or market risks here.
Sector context: Real Estate. This is not a Billiver risk assessment for JOE.
Source note: the SEC Form 10-K includes Item 1A, "Risk Factors." The full risk-factor text should be read from the company’s own SEC filing.
St. Joe Company FAQ
What is St. Joe Company's annual revenue?
St. Joe Company (JOE) reported $489 million in trailing twelve-month (TTM) revenue. This financial data is compiled from SEC EDGAR 10-K filings.
Is St. Joe Company profitable?
Yes, St. Joe Company is profitable with a 21.4% net profit margin and $105 million in net income (TTM). All figures from SEC EDGAR 10-K filings.
Does St. Joe Company pay dividends?
Yes, St. Joe Company pays regular dividends. View the full dividend history and payout analysis on this page.
What is St. Joe Company's financial health score?
St. Joe Company has a financial health score of 79/100 (Grade: B), evaluating profitability, solvency, liquidity, and growth based on SEC EDGAR data.
How many years of St. Joe Company financial data are available?
10 years of financial data are available for St. Joe Company from FY2016 to FY2025. All figures are compiled from SEC EDGAR 10-K filings.