Company / Operating Cash Flow
SLM Corp Operating Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
-$398.6M
FY2025
5-year range
-$398.6M / $5.0M
FY2021-FY2025
Trend
-21.0%
vs FY2024
Sector context
#383 of 402
Financials
What the data says
Among 402 Financials companies, SLM Corp is in the bottom 5% for operating cash flow. Operating Cash Flow has declined for 3 consecutive years, from $5M in FY2022 to -$399M in FY2025.
Based on SEC 10-K filings.
-$399M in FY2025.
Declined from -$145M to -$399M over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 5% in FinancialsTop 95% of 402This company -$398.6M Sector average $618.8M
▼
-164.4% below sector average
Key checks
Key Insights
- SLM Corp's operating cash flow has declined for 3 consecutive years.
- In FY2025, operating cash flow decreased 21.0% year-over-year.
- Ranks #383 out of 402 companies in the Financials sector.
- Peak operating cash flow was recorded in FY2022.
Company context
Key Data Points
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -$398.6M | -21.0% |
| FY2024 | -$329.4M | -127.7% |
| FY2023 | -$144.6M | -2997.4% |
| FY2022 | $5.0M | +110.1% |
| FY2021 | -$49.5M | +72.9% |
| FY2020 | -$182.7M | -1067.9% |
| FY2019 | -$15.6M | +84.8% |
| FY2018 | -$102.7M | +40.0% |
| FY2017 | -$171.2M | +14.0% |
| FY2016 | -$199.0M | -134.0% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026