Skyward Specialty Insurance Group, Inc. (SKWD) Stock & Financials
Data as of (550 days ago)|Source: SEC EDGAR
Skyward Specialty Insurance Group, Inc. (SKWD) is a property & casualty insurance company. The company reports annual revenue of $550M and net income of $38M. Its profit margin is 7.0%.
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Skyward Specialty Insurance Group, Inc. Key Financials(TTM Est.)
Data from SEC EDGAR filings. TTM = Trailing Twelve Months.
Skyward Specialty Insurance Group, Inc. Financial Health ScoreFY2025
Good overall health with some areas for improvement
+6 pts YoYThis Financial Health Score is a proprietary metric calculated from SEC EDGAR filings for educational and informational purposes only. It does not constitute investment advice or a recommendation to buy or sell any security. Results vary significantly by industry. Conduct your own research before making investment decisions.
Data Highlights
- Altman Z-Score 0.45 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Skyward Specialty Insurance Group, Inc. Recent Events
Source: SEC EDGAR 8-K Filings
5-Year Revenue & Net Income Trend
Chart shows fiscal year data from SEC EDGAR filings. Hover over data points for details.
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026
About Skyward Specialty Insurance Group, Inc.
- Industry
- Property & Casualty Insurance
Valuation
Valuation Data UnavailablePrice-based valuation metrics (P/E, P/B) require real-time stock price data which is not included in SEC filings.
Benjamin Graham: Graham recommended P/E ratio not exceed 15 for reasonable valuation. Understanding valuation metrics
Profitability
Moderate Marginsvs 10.3% sector median / 12.1% avg
Keeps 7 cents of every dollar in revenue as profit. Higher than 31% in Financials.
3rd consecutive year of revenue growth.
* Some quarterly data is missing. Values are calculated based on annual report figures.
Profit margin 43% below sector average.
Warren Buffett: Buffett looks for consistent ROE above 20% as a sign of competitive advantage. How to evaluate profitability
Financial Health
Balance Sheet Data LimitedInsufficient data to assess financial health.
Peter Lynch: Lynch: normal balance sheet has 75% equity, 25% debt. Understanding financial health
Dividend
Dividend Data UnavailableDividend yield data is not available from SEC filings. Check the company's investor relations page for dividend information.
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026
Skyward Specialty Insurance Group, Inc. 5-Year Revenue, Profit & Cash Flow History
Revenue has grown at a 26.7% CAGR over the past 4 years.
Net income reached a record high of $170M in FY2025.
Annual Financials
FY2025 - FY2021| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $1.4B(+23.2%) | $1.2B(+29.8%) | $886.0M(+61.0%) | $550.2M(0.0%) | $550.2M |
| Net Income | $170.0M(+43.1%) | $118.8M(+38.2%) | $86.0M(+124.4%) | $38.3M(0.0%) | $38.3M |
| Total Assets | $4.8B | $3.7B | $3.0B | $2.4B | $2.1B |
| Total Debt | - | - | - | - | - |
| Total Equity | $1.0B | $794.0M | $661.0M | $426.1M | $426.1M |
| Profit Margin | 12.0% | 10.3% | 9.7% | 7.0% | 7.0% |
| ROE | 16.8% | 15.0% | 13.0% | 9.0% | 9.0% |
| ROA | 3.5% | 3.2% | 2.9% | 1.6% | 1.8% |
Quarterly Financials
Last 8 quarters| Metric | Q1 2026 | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $328.5M | $382.5M | $319.9M | $328.5M | $300.9M | $279.9M | $265.0M | $239.2M |
| Net Income | $42.1M | $45.9M | $38.8M | $42.1M | $36.7M | $31.0M | $36.8M | $21.7M |
| Total Assets | $4.8B | $4.6B | $4.3B | $4.0B | $3.6B | $3.4B | $3.2B | $2.9B |
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026
4 insiders purchased shares worth $1.4M in the last 30 days. Revenue grew +23.2% YoY and profit margin at 12.0%. Signal strength: 40/100.
Insider Trading
Source: SEC EDGAR Form 4 filings. Only purchase (P) and sale (S) transactions shown.
Skyward Specialty Insurance Group, Inc. Free Cash Flow & Dividend Coverage
Generates approximately $1M in free cash flow per day.
Cash Flow History
FY2021 - FY2025| Metric | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Operating CF | $175.3M | $175.3M | $338.2M | $305.1M | $408.1M |
| CapEx | -$2.2M | -$2.2M | -$3.1M | -$4.2M | -$5.5M |
| Free Cash Flow | $173.1M | $173.1M | $335.1M | $300.9M | $402.6M |
| FCF Margin | 31.5% | 31.5% | 37.8% | 26.2% | 28.4% |
Source: SEC EDGAR 10-K filings. FCF = Operating Cash Flow - Capital Expenditures. Free cash flow guide
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026
Skyward Specialty Insurance Group, Inc. Risk Factors
Company-disclosed SEC risk factors
Risk factors are disclosed by the company in its SEC Form 10-K, Item 1A. Billiver does not classify or summarize company-specific legal, operational, financial, or market risks here.
Sector context: Financials. This is not a Billiver risk assessment for SKWD.
Source note: the SEC Form 10-K includes Item 1A, "Risk Factors." The full risk-factor text should be read from the company’s own SEC filing.
Skyward Specialty Insurance Group, Inc. FAQ
What is Skyward Specialty Insurance Group, Inc.'s annual revenue?
Skyward Specialty Insurance Group, Inc. (SKWD) reported $550 million in trailing twelve-month (TTM) revenue. This financial data is compiled from SEC EDGAR 10-K filings.
Is Skyward Specialty Insurance Group, Inc. profitable?
Yes, Skyward Specialty Insurance Group, Inc. is profitable with a 7.0% net profit margin and $38 million in net income (TTM). All figures from SEC EDGAR 10-K filings.
Does Skyward Specialty Insurance Group, Inc. pay dividends?
No, Skyward Specialty Insurance Group, Inc. (SKWD) does not currently pay dividends to shareholders.
What is Skyward Specialty Insurance Group, Inc.'s financial health score?
Skyward Specialty Insurance Group, Inc. has a financial health score of 75/100 (Grade: B), evaluating profitability, solvency, liquidity, and growth based on SEC EDGAR data.
How many years of Skyward Specialty Insurance Group, Inc. financial data are available?
5 years of financial data are available for Skyward Specialty Insurance Group, Inc. from FY2021 to FY2025. All figures are compiled from SEC EDGAR 10-K filings.