Company / FCF Margin
Palomar Holdings, Inc. FCF Margin History
FY2017-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
46.7%
FY2025
5-year range
30.9% / 51.7%
FY2021-FY2025
Trend
-0.9%
vs FY2024
Sector context
#48 of 200
Financials
What the data says
Palomar Holdings, Inc.'s fcf margin of 46.7% is higher than 76% of companies in the Financials sector (FY2025). FCF Margin has fluctuated over the past 9 years, ranging from 30.8% in FY2018 to 51.7% in FY2022.
Based on SEC 10-K filings.
46.7% in FY2025 with a 5-year CAGR of +12.6%. Top quartile in the Financials sector.
Improved from 30.9% to 46.7% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- -5.1pp
- 5-Year Change
- +12.6pp
- 10-Year Change
- -
Sector benchmark
Top 24% in FinancialsTop 24% of 200This company 46.7% Sector average 214.0%
▼
-78.2% below sector average
Key checks
Key Insights
- In FY2025, fcf margin decreased 0.9% year-over-year.
- Currently 167.4pp below the Financials sector average.
- Peak fcf margin was recorded in FY2022.
- Lowest fcf margin in the period was in FY2018.
Company context
Key Data Points
- Altman Z-Score 0.59 (distress zone, below 1.8 threshold)
- Strong profit margin: 21.2%
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 46.7% | -0.9% |
| FY2024 | 47.1% | +52.6% |
| FY2023 | 30.9% | -40.3% |
| FY2022 | 51.7% | +46.1% |
| FY2021 | 35.4% | +4.1% |
| FY2020 | 34.1% | -13.1% |
| FY2019 | 39.2% | +27.2% |
| FY2018 | 30.8% | -9.3% |
| FY2017 | 33.9% | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026