OP Bancorp Cash Flow Statement
OPBK|8 years of annual SEC 10-K data (FY2018-FY2025)
Covers operating cash flow, capital expenditures, free cash flow, share buybacks, and dividends paid across 8 fiscal years. All figures from audited SEC 10-K filings.
OP Bancorp generated $68M in operating cash flow and $66M in free cash flow in FY2025. Free cash flow margin was 3088.7% of revenue.
Based on SEC 10-K filings.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Net Income | $23.9M | $33.3M | $28.8M | $13.1M | $16.8M | $14.3M | $9.2M | $7.4M |
| Depreciation & Amortization | $4.5M | $1.4M | $1.3M | $1.3M | $1.1M | $1.0M | $1.0M | $1.1M |
| Operating Cash Flow | $67.8M | $83.7M | -$28.3M | -$4.9M | $19.0M | $30.6M | -$2.1M | $10.6M |
| Capital Expenditures | $2.2M | $1.4M | $1.1M | $619.0K | $1.7M | $1.2M | $421.0K | $259.0K |
| Free Cash Flow | $65.6M | $82.3M | -$29.4M | -$5.5M | $17.2M | $29.4M | -$2.6M | $10.3M |
| Share Buybacks | $3.9M | $0 | $28.0K | $8.1M | $5.4M | $5.4M | $5.4M | - |
| Dividends Paid | $7.3M | $6.7M | $5.1M | $4.3M | $3.2M | $3.2M | $3.2M | - |
| FCF Margin | 3088.7% | 4914.8% | -1882.4% | -382.3% | 855.6% | 1550.3% | -155.1% | 809.7% |