OneMain Holdings, Inc. (OMF) Stock & Financials
Data as of (550 days ago)|Source: SEC EDGAR
OneMain Holdings, Inc. (OMF) is a consumer finance company. The company reports net income of $509M.
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OneMain Holdings, Inc. Key Financials
Data from SEC EDGAR filings. TTM = Trailing Twelve Months.
OneMain Holdings, Inc. Financial Health ScoreFY2025
Weak financial health; requires careful evaluation
+8 pts YoYThis Financial Health Score is a proprietary metric calculated from SEC EDGAR filings for educational and informational purposes only. It does not constitute investment advice or a recommendation to buy or sell any security. Results vary significantly by industry. Conduct your own research before making investment decisions.
Data Highlights
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
OneMain Holdings, Inc. Recent Events
Source: SEC EDGAR 8-K Filings
5-Year Revenue & Net Income Trend
Chart shows fiscal year data from SEC EDGAR filings. Hover over data points for details.
As of FY2025 · SEC Form 10-K · Last checked Jul 2, 2026
About OneMain Holdings, Inc.
OneMain Holdings, Inc. is an American financial services holding company headquartered in Evansville, Indiana, with central offices throughout the United States. The company wholly owns OneMain Finance Corporation and its subsidiaries, through which it operates in the consumer finance and insurance industries as OneMain Financial. Its business primarily focuses on providing personal loans and optional insurance products to customers with limited access to traditional lenders, such as banks and credit card companies.
- Industry
- Consumer Finance
Valuation
Valuation Data UnavailablePrice-based valuation metrics (P/E, P/B) require real-time stock price data which is not included in SEC filings.
Benjamin Graham: Graham recommended P/E ratio not exceed 15 for reasonable valuation. Understanding valuation metrics
Profitability
Profitability Data Under ReviewProfitability metrics are being verified. Some SEC filing data may require additional validation.
Warren Buffett: Buffett looks for consistent ROE above 20% as a sign of competitive advantage. How to evaluate profitability
Financial Health
Balance Sheet Data LimitedInsufficient data to assess financial health.
Peter Lynch: Lynch: normal balance sheet has 75% equity, 25% debt. Understanding financial health
Dividend
Dividend Data UnavailableDividend yield data is not available from SEC filings. Check the company's investor relations page for dividend information.
As of FY2025 · SEC Form 10-K · Last checked Jul 2, 2026
OneMain Holdings, Inc. 10-Year Revenue, Profit & Cash Flow History
Annual Financials
FY2025 - FY2016| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Net Income | $783.0M(+53.8%) | $509.0M(-20.6%) | $641.0M(-26.5%) | $872.0M(-33.6%) | $1.3B(+80.0%) | $730.0M(-14.6%) | $855.0M(+91.3%) | $447.0M(+144.3%) | $183.0M(-14.9%) | $215.0M(+197.7%) |
| Total Assets | $27.4B | $25.9B | $24.3B | $22.5B | $22.1B | $22.5B | $22.8B | $20.1B | $19.4B | $18.1B |
| Total Debt | $22.7B | $21.4B | $19.8B | $18.3B | $17.8B | $17.8B | $17.2B | $15.2B | $15.1B | $14.0B |
| Total Equity | $3.4B | $3.2B | $3.2B | $3.0B | $3.0B | $3.4B | $4.3B | $3.8B | $3.3B | $3.1B |
| Profit Margin | - | - | - | - | - | - | - | - | - | - |
| ROE | 23.0% | 16.0% | 20.1% | 28.9% | 43.3% | 21.2% | 19.8% | 11.8% | 5.6% | 7.0% |
| ROA | 2.9% | 2.0% | 2.6% | 3.9% | 5.9% | 3.3% | 3.8% | 2.2% | 0.9% | 1.2% |
Quarterly Financials
Last 8 quarters| Metric | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - |
| Net Income | $199.0M | $167.0M | $213.0M | $157.0M | $71.0M | $155.0M | $194.0M | $103.0M |
| Total Assets | $27.0B | $26.6B | $26.0B | $25.6B | $25.1B | $23.9B | $24.1B | $23.5B |
As of FY2025 · SEC Form 10-K · Last checked Jul 2, 2026
Insider Trading
Source: SEC EDGAR Form 4 filings. Only purchase (P) and sale (S) transactions shown.
OneMain Holdings, Inc. Dividend Safety Analysis & Growth History
Dividend Status
Dividend PayerThis company pays dividends. Historical dividend data shown below.
5-year dividend CAGR: -12.1%.
Annual Dividends
2019 - 2025| Metric | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Dividend/Share | $3.00 | $5.94 | $9.55 | $3.80 | $4.00 | $4.12 | $3.12 |
| YoY Growth | - | +98.0% | +60.8% | -60.2% | +5.3% | +3.0% | -24.3% |
| Payments | 4 | 4 | 4 | 4 | 4 | 4 | 3 |
| Increased | - | Yes | Yes | No | Yes | Yes | No |
Learn more:Dividend investing guideHow to evaluate dividend safety
As of FY2025 · SEC XBRL dividend facts · Last checked Jul 2, 2026
OneMain Holdings, Inc. Free Cash Flow & Dividend Coverage
Cash Flow History
FY2016 - FY2025| Metric | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | $1.3B | $1.6B | $2.0B | $2.4B | $2.2B | $2.2B | $2.4B | $2.5B | $2.7B | $3.1B |
| CapEx | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - |
| FCF Margin | - | - | - | - | - | - | - | - | - | - |
Source: SEC EDGAR 10-K filings. FCF = Operating Cash Flow - Capital Expenditures. Free cash flow guide
As of FY2025 · SEC Form 10-K · Last checked Jul 2, 2026
OneMain Holdings, Inc. Risk Factors
Company-disclosed SEC risk factors
Risk factors are disclosed by the company in its SEC Form 10-K, Item 1A. Billiver does not classify or summarize company-specific legal, operational, financial, or market risks here.
Sector context: Financials. This is not a Billiver risk assessment for OMF.
Source note: the SEC Form 10-K includes Item 1A, "Risk Factors." The full risk-factor text should be read from the company’s own SEC filing.
OneMain Holdings, Inc. FAQ
Does OneMain Holdings, Inc. pay dividends?
Yes, OneMain Holdings, Inc. pays regular dividends. View the full dividend history and payout analysis on this page.
What is OneMain Holdings, Inc.'s financial health score?
OneMain Holdings, Inc. has a financial health score of 48/100 (Grade: F), evaluating profitability, solvency, liquidity, and growth based on SEC EDGAR data.
How many years of OneMain Holdings, Inc. financial data are available?
10 years of financial data are available for OneMain Holdings, Inc. from FY2016 to FY2025. All figures are compiled from SEC EDGAR 10-K filings.