Company / Operating Margin
Neptune Insurance Holdings Inc. Operating Margin History
FY2023-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Margin
44.5%
FY2025
5-year range
44.5% / 57.4%
FY2023-FY2025
Trend
-22.5%
vs FY2024
Sector context
#10 of 88
Financials
What the data says
Neptune Insurance Holdings Inc.'s operating margin of 44.5% is higher than 89% of companies in the Financials sector (FY2025). Declined from 53.5% to 44.5% over the past 2 years.
Based on SEC 10-K filings.
44.5% in FY2025. Top quartile in the Financials sector.
Declined from 53.5% to 44.5% over the past 2 years.
Financials sector context is included.
Operating Margin over time
Growth rates
- 3-Year Change
- -
- 5-Year Change
- -
- 10-Year Change
- -
Sector benchmark
Top 11% in FinancialsTop 11% of 88This company 44.5% Sector average 22.4%
▼
+98.4% above sector average
Key checks
Key Insights
- In FY2025, operating margin decreased 22.5% year-over-year.
- Currently 22.1pp above the Financials sector average.
Company context
Key Data Points
- Altman Z-Score 5.48 (safe zone, above 2.9 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 44.5% | -22.5% |
| FY2024 | 57.4% | +7.2% |
| FY2023 | 53.5% | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026