Company / Return on Assets (ROA)
Mechanics Bancorp Return on Assets (ROA) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
0.6%
FY2025
5-year range
-1.8% / 1.6%
FY2021-FY2025
Trend
+134.8%
vs FY2024
Sector context
#326 of 402
Financials
What the data says
Mechanics Bancorp's return on assets (roa) of 0.6% is lower than 81% of companies in the Financials sector (FY2025). Return on Assets (ROA) returned to growth in FY2025 after 3 years of decline, reaching 0.6%.
Based on SEC 10-K filings.
0.6% in FY2025 with a 5-year CAGR of -0.5%.
Improved from -0.3% to 0.6% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- -0.1pp
- 5-Year Change
- -0.5pp
- 10-Year Change
- -
Sector benchmark
Bottom 19% in FinancialsTop 81% of 402This company 0.6% Sector average 2.8%
▼
-77.5% below sector average
Key checks
Key Insights
- In FY2025, return on assets (roa) increased 134.8% year-over-year.
- Currently 2.1pp below the Financials sector average.
- Peak return on assets (roa) was recorded in FY2021.
- Lowest return on assets (roa) in the period was in FY2024.
Company context
Key Data Points
- Altman Z-Score 0.07 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 0.6% | +134.8% |
| FY2024 | -1.8% | -513.8% |
| FY2023 | -0.3% | -140.8% |
| FY2022 | 0.7% | -55.6% |
| FY2021 | 1.6% | +44.1% |
| FY2020 | 1.1% | +326.9% |
| FY2019 | 0.3% | -54.4% |
| FY2018 | 0.6% | -44.1% |
| FY2017 | 1.0% | +9.7% |
| FY2016 | 0.9% | +10.7% |
As of FY2025 · SEC 10-K Annual Filings · Updated Mar 29, 2026