Company / Return on Assets (ROA)
Mastercard Return on Assets (ROA) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
27.6%
FY2025
5-year range
16.6% / 27.6%
FY2021-FY2025
Trend
+3.2%
vs FY2024
Sector context
#5 of 402
Financials
What the data says
Among 402 Financials companies, Mastercard is in the top 1% for return on assets (roa). Return on Assets (ROA) has increased for 3 consecutive years, from 16.6% in FY2022 to 27.6% in FY2025.
Based on SEC 10-K filings.
27.6% in FY2025 with a 5-year CAGR of +10.2%. Top quartile in the Financials sector.
Improved from 20.5% to 27.6% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- +11.1pp
- 5-Year Change
- +10.2pp
- 10-Year Change
- -
Sector benchmark
Top 1% in FinancialsTop 1% of 402This company 27.6% Sector average 2.8%
▼
+901.5% above sector average
Key checks
Key Insights
- Mastercard's return on assets (roa) has grown for 3 consecutive years.
- In FY2025, return on assets (roa) increased 3.2% year-over-year.
- Currently 24.9pp above the Financials sector average.
- Lowest return on assets (roa) in the period was in FY2016.
Company context
Key Data Points
- High Piotroski F-Score: 8/9 (strong financial health signals)
- Altman Z-Score 3.10 (safe zone, above 2.9 threshold)
- Strong profit margin: 45.3%
- High earnings quality (cash-backed earnings)
- Strong return on equity: 180.3%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 27.6% | +3.2% |
| FY2024 | 26.8% | +30.8% |
| FY2023 | 20.5% | +23.6% |
| FY2022 | 16.6% | -23.2% |
| FY2021 | 21.6% | +23.5% |
| FY2020 | 17.4% | +30.3% |
| FY2019 | 13.4% | -43.2% |
| FY2018 | 23.6% | +28.4% |
| FY2017 | 18.4% | +257.2% |
| FY2016 | 5.1% | -78.1% |
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026