Company / Operating Cash Flow
Mastercard Operating Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$17.6B
FY2025
5-year range
$7.2B / $17.6B
FY2021-FY2025
Trend
+19.4%
vs FY2024
Sector context
#5 of 413
Financials
What the data says
Among 413 Financials companies, Mastercard is in the top 1% for operating cash flow. Operating Cash Flow has increased for 3 consecutive years, from $7.2B in FY2022 to $17.6B in FY2025.
Based on SEC 10-K filings.
$17.6B in FY2025 with a 5-year CAGR of +23.2%. Top quartile in the Financials sector.
Improved from $9.5B to $17.6B over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- +34.7%
- 5-Year CAGR
- +23.2%
- 10-Year CAGR
- -
Sector benchmark
Top 1% in FinancialsTop 1% of 413This company $17.6B Sector average $636.4M
▼
+2673.3% above sector average
Key checks
Key Insights
- Mastercard's operating cash flow has grown for 3 consecutive years.
- 5-year CAGR of +23.2%, indicating consistent growth.
- In FY2025, operating cash flow increased 19.4% year-over-year.
- Ranks #5 out of 413 companies in the Financials sector.
Company context
Key Data Points
- High Piotroski F-Score: 8/9 (strong financial health signals)
- Altman Z-Score 3.10 (safe zone, above 2.9 threshold)
- Strong profit margin: 45.3%
- High earnings quality (cash-backed earnings)
- Strong return on equity: 180.3%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $17.6B | +19.4% |
| FY2024 | $14.8B | +56.2% |
| FY2023 | $9.5B | +31.0% |
| FY2022 | $7.2B | -11.7% |
| FY2021 | $8.2B | +31.5% |
| FY2020 | $6.2B | +9.9% |
| FY2019 | $5.7B | -9.0% |
| FY2018 | $6.2B | +9.9% |
| FY2017 | $5.7B | +26.3% |
| FY2016 | $4.5B | +9.3% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026