Company / FCF Margin
Mastercard FCF Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
52.3%
FY2025
5-year range
45.0% / 52.3%
FY2021-FY2025
Trend
+3.0%
vs FY2024
Sector context
#44 of 206
Financials
What the data says
Mastercard's fcf margin of 52.3% is higher than 79% of companies in the Financials sector (FY2025). FCF Margin has increased for 3 consecutive years, from 45.0% in FY2022 to 52.3% in FY2025.
Based on SEC 10-K filings.
52.3% in FY2025 with a 5-year CAGR of +12.9%. Top quartile in the Financials sector.
Improved from 48.0% to 52.3% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- +7.3pp
- 5-Year Change
- +12.9pp
- 10-Year Change
- -
Sector benchmark
Top 21% in FinancialsTop 21% of 206This company 52.3% Sector average 207.7%
▼
-74.8% below sector average
Key checks
Key Insights
- Mastercard's fcf margin has grown for 3 consecutive years.
- In FY2025, fcf margin increased 3.0% year-over-year.
- Currently 155.4pp below the Financials sector average.
- Peak fcf margin was recorded in FY2016.
Company context
Key Data Points
- High Piotroski F-Score: 8/9 (strong financial health signals)
- Altman Z-Score 3.10 (safe zone, above 2.9 threshold)
- Strong profit margin: 45.3%
- High earnings quality (cash-backed earnings)
- Strong return on equity: 180.3%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 52.3% | +3.0% |
| FY2024 | 50.8% | +5.9% |
| FY2023 | 48.0% | +6.6% |
| FY2022 | 45.0% | -2.1% |
| FY2021 | 46.0% | +16.6% |
| FY2020 | 39.4% | -8.2% |
| FY2019 | 42.9% | +8.9% |
| FY2018 | 39.4% | -8.2% |
| FY2017 | 42.9% | -75.4% |
| FY2016 | 174.5% | +330.0% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026