Company / Operating Cash Flow
M&T Bank Operating Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$3.0B
FY2025
5-year range
$2.4B / $4.6B
FY2021-FY2025
Trend
-16.8%
vs FY2024
Sector context
#53 of 413
Financials
What the data says
M&T Bank's operating cash flow of $3.0B is higher than 87% of companies in the Financials sector (FY2025). Operating Cash Flow has declined for 3 consecutive years, from $4.6B in FY2022 to $3.0B in FY2025.
Based on SEC 10-K filings.
$3.0B in FY2025 with a 5-year CAGR of +30.6%. Top quartile in the Financials sector.
Declined from $3.9B to $3.0B over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- -13.1%
- 5-Year CAGR
- +30.6%
- 10-Year CAGR
- -
Sector benchmark
Top 13% in FinancialsTop 13% of 413This company $3.0B Sector average $636.4M
▼
+371.9% above sector average
Key checks
Key Insights
- M&T Bank's operating cash flow has declined for 3 consecutive years.
- 5-year CAGR of +30.6%, indicating consistent growth.
- In FY2025, operating cash flow decreased 16.8% year-over-year.
- Ranks #53 out of 413 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score 0.16 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $3.0B | -16.8% |
| FY2024 | $3.6B | -7.6% |
| FY2023 | $3.9B | -14.6% |
| FY2022 | $4.6B | +94.0% |
| FY2021 | $2.4B | +198.7% |
| FY2020 | $789.2M | -71.6% |
| FY2019 | $2.8B | +135.1% |
| FY2018 | $1.2B | -32.1% |
| FY2017 | $1.7B | +58.5% |
| FY2016 | $1.1B | +17.9% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026