Company / FCF Margin
M&T Bank FCF Margin History
FY2016-FY2023 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
37.8%
FY2023
5-year range
35.2% / 53.3%
FY2019-FY2023
Trend
-29.0%
vs FY2022
Sector context
#60 of 206
Financials
What the data says
At 37.8%, M&T Bank's fcf margin ranks #60 of 206 in the Financials sector. FCF Margin has fluctuated over the past 8 years, ranging from 10.4% in FY2020 to 53.3% in FY2022.
Based on SEC 10-K filings.
37.8% in FY2023 with a 5-year CAGR of +17.5%.
Improved from 35.2% to 37.8% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- +27.5pp
- 5-Year Change
- +17.5pp
- 10-Year Change
- -
Sector benchmark
#60 of 206 in FinancialsTop 29% of 206This company 37.8% Sector average 207.7%
▼
-81.8% below sector average
Key checks
Key Insights
- In FY2023, fcf margin decreased 29.0% year-over-year.
- Currently 169.9pp below the Financials sector average.
- Peak fcf margin was recorded in FY2022.
- Lowest fcf margin in the period was in FY2020.
Company context
Key Data Points
- Altman Z-Score 0.16 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | - | - |
| FY2024 | - | - |
| FY2023 | 37.8% | -29.0% |
| FY2022 | 53.3% | +51.4% |
| FY2021 | 35.2% | +239.8% |
| FY2020 | 10.4% | -78.4% |
| FY2019 | 48.0% | +136.3% |
| FY2018 | 20.3% | -42.9% |
| FY2017 | 35.6% | +54.5% |
| FY2016 | 23.0% | +30.3% |
As of FY2023 · SEC 10-K · Updated Jun 30, 2026