Company / Return on Equity (ROE)
loanDepot, Inc. Return on Equity (ROE) History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
-16.2%
FY2025
5-year range
-29.6% / 7.0%
FY2021-FY2025
Trend
+16.4%
vs FY2024
Sector context
#378 of 388
Financials
What the data says
loanDepot, Inc. reports negative total equity of -16.2% in FY2025. Negative equity can occur when accumulated losses exceed contributed capital, as reported in the balance sheet from the SEC filing.
Based on SEC 10-K filings.
-16.2% in FY2025 with a 5-year CAGR of -16.2%.
Declined from -15.6% to -16.2% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- +13.4pp
- 5-Year Change
- -16.2pp
- 10-Year Change
- -
Sector benchmark
Bottom 3% in FinancialsTop 97% of 388This company -16.2% Sector average 16.4%
▼
-199.2% below sector average
Key checks
Key Insights
- In FY2025, return on equity (roe) increased 16.4% year-over-year.
- Currently 32.6pp below the Financials sector average.
- Peak return on equity (roe) was recorded in FY2021.
- Lowest return on equity (roe) in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.12 (distress zone, below 1.8 threshold)
- Negative profit margin: -6.5%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | -16.2% | +16.4% |
| FY2024 | -19.4% | -24.2% |
| FY2023 | -15.6% | +47.2% |
| FY2022 | -29.6% | -525.1% |
| FY2021 | 7.0% | - |
| FY2020 | 0.0% | - |
| FY2019 | 0.0% | - |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026