Company / Return on Assets (ROA)
Live Oak Bancshares, Inc. Return on Assets (ROA) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
0.7%
FY2025
5-year range
0.6% / 2.0%
FY2021-FY2025
Trend
+16.7%
vs FY2024
Sector context
#317 of 400
Financials
What the data says
Live Oak Bancshares, Inc.'s return on assets (roa) of 0.7% is lower than 79% of companies in the Financials sector (FY2025). Return on Assets (ROA) returned to growth in FY2025 after 3 years of decline, reaching 0.7%.
Based on SEC 10-K filings.
0.7% in FY2025 with a 5-year CAGR of -0.1%.
Improved from 0.7% to 0.7% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- -1.1pp
- 5-Year Change
- -0.1pp
- 10-Year Change
- -
Sector benchmark
Bottom 21% in FinancialsTop 79% of 400This company 0.7% Sector average 2.1%
▼
-66.7% below sector average
Key checks
Key Insights
- In FY2025, return on assets (roa) increased 16.7% year-over-year.
- Currently 1.4pp below the Financials sector average.
- Peak return on assets (roa) was recorded in FY2017.
- Lowest return on assets (roa) in the period was in FY2019.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 0.7% | +16.7% |
| FY2024 | 0.6% | -9.1% |
| FY2023 | 0.7% | -63.1% |
| FY2022 | 1.8% | -11.8% |
| FY2021 | 2.0% | +167.1% |
| FY2020 | 0.8% | +105.4% |
| FY2019 | 0.4% | -73.6% |
| FY2018 | 1.4% | -61.5% |
| FY2017 | 3.6% | +366.7% |
| FY2016 | 0.8% | -60.2% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026