Lincoln Financial (LNC) Financials, Dividends & Stock Info
Explore comprehensive financial data for Lincoln Financial, provided completely free. Analyze revenue, net income, profit margins, dividend history, and key financial ratios to make informed investment decisions.
Data as of (573 days ago)|Source: SEC EDGAR
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Lincoln Financial (LNC) is a multi-line insurance company. The company reports annual revenue of $18.4B and net income of $2.1B. Its profit margin is 11.5%.
Lincoln Financial Key Financials(TTM Est.)
Data from SEC EDGAR filings. TTM = Trailing Twelve Months.
Lincoln Financial Financial Health ScoreFY2025
Below average; significant concerns in multiple areas
-14 pts YoYThis Financial Health Score is a proprietary metric calculated from SEC EDGAR filings for educational and informational purposes only. It does not constitute investment advice or a recommendation to buy or sell any security. Results vary significantly by industry. Conduct your own research before making investment decisions.
Data Highlights
- Altman Z-Score 0.07 (distress zone, below 1.8 threshold)
- Strong return on equity: 20.2%
Data sourced from SEC EDGAR filings. Not investment advice.
Lincoln Financial Recent Events
Source: SEC EDGAR 8-K Filings
5-Year Revenue & Net Income Trend
Chart shows fiscal year data from SEC EDGAR filings. Hover over data points for details.
As of FY2025 · SEC 10-K · Updated Mar 28, 2026
About Lincoln Financial
Lincoln National Corporation is a Fortune 200 American holding company, which operates multiple insurance and investment management businesses through subsidiary companies. Lincoln Financial Group is the marketing name for LNC and its subsidiary companies.
- Industry
- Multi-line Insurance
Valuation
Valuation Data UnavailablePrice-based valuation metrics (P/E, P/B) require real-time stock price data which is not included in SEC filings.
Benjamin Graham: Graham recommended P/E ratio not exceed 15 for reasonable valuation. Understanding valuation metrics
Profitability
Positive Marginsvs 13.1% sector median / 13.4% avg
Generates $20.2 in profit for every $100 of shareholder equity. Higher than 83% in Financials.
vs 7.4% sector median / 6.2% avg
Keeps 11 cents of every dollar in revenue as profit. Higher than 88% in Financials.
* Some quarterly data is missing. Values are calculated based on annual report figures.
Profit margin 85% above sector average.
Warren Buffett: Buffett looks for consistent ROE above 20% as a sign of competitive advantage. How to evaluate profitability
Financial Health
Moderate Leveragevs 0.47 sector median / 0.47 avg
Carries $0.55 in debt for every $1 of equity. Lower debt than 50% in Financials.
Debt-to-equity ratio of 0.55.
Peter Lynch: Lynch: normal balance sheet has 75% equity, 25% debt. Understanding financial health
Dividend
Dividend Data UnavailableDividend yield data is not available from SEC filings. Check the company's investor relations page for dividend information.
As of FY2025 · SEC 10-K · Updated Mar 28, 2026
Lincoln Financial 10-Year Revenue, Profit & Cash Flow History
Annual Financials
FY2025 - FY2016| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $18.2B(-1.2%) | $18.4B(+58.4%) | $11.6B(-38.1%) | $18.8B(+6.2%) | $17.7B(+1.6%) | $17.4B(+1.0%) | $17.3B(+5.1%) | $16.4B(+15.2%) | $14.3B(+7.0%) | $13.3B(-1.8%) |
| Net Income | $1.2B(-64.1%) | $3.3B(+535.5%) | $-752,000,000(-155.4%) | $1.4B(-64.1%) | $3.8B(+657.1%) | $499.0M(-43.7%) | $886.0M(-46.0%) | $1.6B(-21.1%) | $2.1B(+74.4%) | $1.2B(+3.3%) |
| Total Assets | $417.2B | $390.8B | $372.4B | $334.3B | $387.3B | $365.9B | $334.8B | $298.1B | $281.8B | $261.6B |
| Total Debt | $6.3B | $6.1B | $5.8B | $6.3B | $6.3B | $6.3B | $6.1B | $5.7B | $5.1B | $5.1B |
| Total Equity | $10.9B | $8.3B | $6.9B | $5.1B | $19.9B | $22.7B | $19.7B | $14.3B | $17.3B | $14.5B |
| Profit Margin | 6.5% | 17.8% | -6.5% | 7.2% | 21.3% | 2.9% | 5.1% | 10.0% | 14.6% | 8.9% |
| ROE | 10.8% | 39.6% | -10.9% | 26.6% | 19.0% | 2.2% | 4.5% | 11.4% | 12.0% | 8.2% |
| ROA | 0.3% | 0.8% | -0.2% | 0.4% | 1.0% | 0.1% | 0.3% | 0.5% | 0.7% | 0.5% |
Quarterly Financials
Last 8 quarters| Metric | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $4.6B | $4.0B | $4.7B | $4.1B | $5.2B | $4.1B | $4.2B | $2.9B |
| Net Income | $445.0M | $699.0M | $-722,000,000 | $-528,000,000 | $895.0M | $1.2B | $853.0M | $511.0M |
| Total Assets | $415.3B | $399.1B | $382.9B | $396.8B | $384.5B | $383.4B | $338.4B | $348.6B |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026
Insider Trading
Source: SEC EDGAR Form 4 filings. Only purchase (P) and sale (S) transactions shown.
Lincoln Financial Dividend Safety Analysis & Growth History
Dividend Status
Dividend PayerThis company pays dividends. Historical dividend data shown below.
5-year dividend CAGR: -3.6%.
Annual Dividends
2016 - 2025| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend/Share | $1.04 | $1.20 | $1.36 | $1.51 | $1.62 | $1.71 | $1.80 | $1.80 | $1.80 | $1.35 |
| YoY Growth | +22.4% | +15.4% | +13.3% | +11.0% | +7.3% | +5.6% | +5.3% | +0.0% | +0.0% | -25.0% |
| Payments | 4 | 4 | 4 | 4 | 4 | 1 | 3 | 4 | 4 | 3 |
| Increased | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | No | No |
Learn more: Dividend investing guide | How to evaluate dividend safety
As of FY2025 · SEC 10-K · Updated Mar 28, 2026
Lincoln Financial Free Cash Flow & Dividend Coverage
Cash Flow History
FY2016 - FY2025| Metric | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | $1.3B | $788.0M | $1.9B | -$2.7B | $534.0M | -$217.0M | $3.6B | -$2.1B | -$2.0B | -$167.0M |
| CapEx | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - |
| FCF Margin | - | - | - | - | - | - | - | - | - | - |
Source: SEC EDGAR 10-K filings. FCF = Operating Cash Flow - Capital Expenditures. Free cash flow guide
As of FY2025 · SEC 10-K · Updated Mar 28, 2026
Lincoln Financial Risk Factors
Company-disclosed SEC risk factors
Risk factors are disclosed by the company in its SEC Form 10-K, Item 1A. Billiver does not classify or summarize company-specific legal, operational, financial, or market risks here.
Sector context: Financials. This is not a Billiver risk assessment for LNC.
Source note: the SEC Form 10-K includes Item 1A, "Risk Factors." The full risk-factor text should be read from the company’s own SEC filing.
Lincoln Financial FAQ
What is Lincoln Financial's annual revenue?
Lincoln Financial (LNC) reported $18.4 billion in trailing twelve-month (TTM) revenue. This financial data is compiled from SEC EDGAR 10-K filings.
Is Lincoln Financial profitable?
Yes, Lincoln Financial is profitable with a 11.5% net profit margin and $2.1 billion in net income (TTM). All figures from SEC EDGAR 10-K filings.
Does Lincoln Financial pay dividends?
Yes, Lincoln Financial pays regular dividends. View the full dividend history and payout analysis on this page.
What is Lincoln Financial's financial health score?
Lincoln Financial has a financial health score of 50/100 (Grade: D), evaluating profitability, solvency, liquidity, and growth based on SEC EDGAR data.
How many years of Lincoln Financial financial data are available?
10 years of financial data are available for Lincoln Financial from FY2016 to FY2025. All figures are compiled from SEC EDGAR 10-K filings.