ISABELLA BANK CORP Financial Ratios
ISBA|FY2018 SEC 10-K data
Includes DuPont ROE decomposition, profitability margins, liquidity ratios, solvency indicators, and earnings quality analysis. All ratios calculated from FY2018 SEC 10-K data.
DuPont ROE Decomposition (FY2018)
Return on Equity
7.3%
Profit Margin
266.1%
Net Income / Revenue
Asset Turnover
0.00
Revenue / Total Assets
Equity Multiplier
9.78
Total Assets / Equity
Composite: 7.3% (reported: 7.3%)
Profitability
Gross Margin
-
Operating Margin
-
EBITDA
$29.8M
EBITDA Margin
575.4%
Liquidity
Current Ratio
-
Quick Ratio
-
Solvency
Interest Coverage
1.86
Efficiency
Asset Turnover
0.00
Inventory Turnover
-
Days Sales Outstanding
-
As of FY2018 · SEC 10-K · Updated Jun 24, 2026
Earnings Quality
Accrual Ratio
-0.4%
Earnings are roughly in line with operating cash flow.
This metric is for informational purposes only and does not constitute investment advice. Data sourced from SEC EDGAR filings; updates may be delayed.