Company / Return on Equity (ROE)
Heritage Insurance Holdings, Inc. Return on Equity (ROE) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
6.0%
FY2025
5-year range
-117.8% / 20.6%
FY2021-FY2025
Trend
+23.3%
vs FY2024
Sector context
#308 of 388
Financials
What the data says
Heritage Insurance Holdings, Inc.'s return on equity (roe) of 6.0% is lower than 79% of companies in the Financials sector (FY2025). Return on Equity (ROE) has fluctuated over the past 10 years, ranging from -117.8% in FY2022 to 20.6% in FY2023.
Based on SEC 10-K filings.
6.0% in FY2025 with a 5-year CAGR of +3.9%.
Declined from 20.6% to 6.0% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- +123.8pp
- 5-Year Change
- +3.9pp
- 10-Year Change
- -
Sector benchmark
Bottom 21% in FinancialsTop 79% of 388This company 6.0% Sector average 16.4%
▼
-63.1% below sector average
Key checks
Key Insights
- In FY2025, return on equity (roe) increased 23.3% year-over-year.
- Currently 10.3pp below the Financials sector average.
- Peak return on equity (roe) was recorded in FY2023.
- Lowest return on equity (roe) in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.39 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 6.0% | +23.3% |
| FY2024 | 4.9% | -76.2% |
| FY2023 | 20.6% | +117.5% |
| FY2022 | -117.8% | -440.9% |
| FY2021 | -21.8% | -1132.2% |
| FY2020 | 2.1% | -66.9% |
| FY2019 | 6.4% | +0.0% |
| FY2018 | 6.4% | +2300.0% |
| FY2017 | -0.3% | -103.1% |
| FY2016 | 9.5% | -63.5% |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026