Company / Return on Assets (ROA)
HERITAGE COMMERCE CORP Return on Assets (ROA) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
0.8%
FY2025
5-year range
0.7% / 1.3%
FY2021-FY2025
Trend
+15.3%
vs FY2024
Sector context
#296 of 400
Financials
What the data says
At 0.8%, HERITAGE COMMERCE CORP's return on assets (roa) ranks #296 of 400 in the Financials sector. Return on Assets (ROA) returned to growth in FY2025 after 2 years of decline, reaching 0.8%.
Based on SEC 10-K filings.
0.8% in FY2025 with a 5-year CAGR of +0.1%.
Declined from 1.2% to 0.8% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- -0.5pp
- 5-Year Change
- +0.1pp
- 10-Year Change
- -
Sector benchmark
#296 of 400 in FinancialsTop 74% of 400This company 0.8% Sector average 2.1%
▼
-60.6% below sector average
Key checks
Key Insights
- In FY2025, return on assets (roa) increased 15.3% year-over-year.
- Currently 1.3pp below the Financials sector average.
- Peak return on assets (roa) was recorded in FY2022.
- Lowest return on assets (roa) in the period was in FY2024.
Company context
Key Data Points
- Altman Z-Score 0.09 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 0.8% | +15.3% |
| FY2024 | 0.7% | -41.9% |
| FY2023 | 1.2% | -3.9% |
| FY2022 | 1.3% | +48.3% |
| FY2021 | 0.9% | +14.5% |
| FY2020 | 0.8% | -22.4% |
| FY2019 | 1.0% | -14.0% |
| FY2018 | 1.1% | +35.7% |
| FY2017 | 0.8% | -21.5% |
| FY2016 | 1.1% | +52.9% |
As of FY2025 · SEC 10-K Annual Filings · Updated Mar 28, 2026