Company / FCF Margin
Hanover Insurance FCF Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
17.8%
FY2025
5-year range
5.8% / 17.8%
FY2021-FY2025
Trend
+39.1%
vs FY2024
Sector context
#115 of 206
Financials
What the data says
At 17.8%, Hanover Insurance's fcf margin ranks #115 of 206 in the Financials sector. FCF Margin has fluctuated over the past 10 years, ranging from 5.8% in FY2023 to 17.9% in FY2018.
Based on SEC 10-K filings.
17.8% in FY2025 with a 5-year CAGR of +5.8%.
Improved from 5.8% to 17.8% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- +4.9pp
- 5-Year Change
- +5.8pp
- 10-Year Change
- -
Sector benchmark
#115 of 206 in FinancialsTop 56% of 206This company 17.8% Sector average 207.7%
▼
-91.5% below sector average
Key checks
Key Insights
- In FY2025, fcf margin increased 39.1% year-over-year.
- Currently 189.9pp below the Financials sector average.
- Peak fcf margin was recorded in FY2018.
- Lowest fcf margin in the period was in FY2023.
Company context
Key Data Points
- Altman Z-Score 0.86 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 17.8% | +39.1% |
| FY2024 | 12.8% | +118.5% |
| FY2023 | 5.8% | -54.7% |
| FY2022 | 12.9% | -17.4% |
| FY2021 | 15.6% | +30.2% |
| FY2020 | 12.0% | -0.7% |
| FY2019 | 12.1% | -32.8% |
| FY2018 | 17.9% | +112.4% |
| FY2017 | 8.5% | -52.9% |
| FY2016 | 17.9% | +112.4% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026