Generations Bancorp NY, Inc. Cash Flow Statement
GBNY|4 years of annual SEC 10-K data (FY2020-FY2023)
Covers operating cash flow, capital expenditures, free cash flow, share buybacks, and dividends paid across 4 fiscal years. All figures from audited SEC 10-K filings.
At a glance
Operating Cash Flow
$2M
FY2023
Free Cash Flow
$2M
FY2023
Capital Expenditures
$367,000
Cash used for long-term assets
Dividends Paid
N/A
FY2023
Generations Bancorp NY, Inc. generated $2M in operating cash flow and $2M in free cash flow in FY2023. Free cash flow margin was 88.9% of revenue.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.09 (distress zone, below 1.23 threshold)
- Currently unprofitable: Net income is negative
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|
| Net Income | -$1.6M | $1.1M | $1.4M | $1.7M |
| Operating Cash Flow | $2.0M | $4.3M | $3.4M | $998.0K |
| Capital Expenditures | $367.0K | $461.0K | $425.0K | $231.0K |
| Free Cash Flow | $1.7M | $3.9M | $3.0M | $767.0K |
| Share Buybacks | $1.1M | $1.9M | - | $41.0K |
| FCF Margin | 88.9% | 191.9% | 129.9% | 33.1% |