Company / Gross Margin
FirstCash Gross Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Gross Margin
50.3%
FY2025
5-year range
48.1% / 55.9%
FY2021-FY2025
Trend
+4.6%
vs FY2024
Sector context
#11 of 21
Financials
What the data says
At 50.3%, FirstCash's gross margin ranks #11 of 21 in the Financials sector. Gross Margin returned to growth in FY2025 after 2 years of decline, reaching 50.3%.
Based on SEC 10-K filings.
50.3% in FY2025 with a 5-year CAGR of -4.0%.
Declined from 54.1% to 50.3% over the past 2 years.
Financials sector context is included.
Gross Margin over time
Growth rates
- 3-Year Change
- -5.6pp
- 5-Year Change
- -4.0pp
- 10-Year Change
- -
Sector benchmark
#11 of 21 in FinancialsTop 52% of 21This company 50.3% Sector average 46.2%
▼
+8.9% above sector average
Key checks
Key Insights
- In FY2025, gross margin increased 4.6% year-over-year.
- Currently 4.1pp above the Financials sector average.
- Peak gross margin was recorded in FY2022.
- Lowest gross margin in the period was in FY2024.
Company context
Key Data Points
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Gross MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 50.3% | +4.6% |
| FY2024 | 48.1% | -11.1% |
| FY2023 | 54.1% | -3.1% |
| FY2022 | 55.9% | +2.3% |
| FY2021 | 54.6% | +0.6% |
| FY2020 | 54.3% | +2.0% |
| FY2019 | 53.2% | -4.2% |
| FY2018 | 55.6% | +0.1% |
| FY2017 | 55.5% | -0.1% |
| FY2016 | 55.6% | +0.1% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026