Company / Total Debt
FIRST CITIZENS BANCSHARES INC /DE/ Total Debt History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Total Debt
$35.8B
FY2025
5-year range
$1.2B / $37.2B
FY2021-FY2025
Trend
-2.5%
vs FY2024
Sector context
#10 of 198
Financials
What the data says
Among 198 Financials companies, FIRST CITIZENS BANCSHARES INC /DE/ is in the bottom 5% for total debt. Total Debt has fluctuated over the past 10 years, ranging from $320M in FY2018 to $37.2B in FY2023.
Based on SEC 10-K filings.
$35.8B in FY2025 with a 5-year CAGR of +95.7%. Top quartile in the Financials sector.
Improved from $37.2B to $35.8B over the past 2 years.
Financials sector context is included.
Total Debt over time
Growth rates
- 3-Year CAGR
- +100.2%
- 5-Year CAGR
- +95.7%
- 10-Year CAGR
- -
Sector benchmark
Bottom 5% in FinancialsTop 95% of 198This company $35.8B Sector average $11.0B
▼
+225.4% above sector average
Key checks
Key Insights
- 5-year CAGR of +95.7%, indicating consistent growth.
- In FY2025, total debt decreased 2.5% year-over-year.
- Ranks #10 out of 198 companies in the Financials sector.
- Peak total debt was recorded in FY2023.
Company context
Key Data Points
- Altman Z-Score 0.16 (distress zone, below 1.8 threshold)
- Strong profit margin: 28.5%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Total DebtValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $35.8B | -2.5% |
| FY2024 | $36.7B | -1.3% |
| FY2023 | $37.2B | +733.6% |
| FY2022 | $4.5B | +273.1% |
| FY2021 | $1.2B | -4.3% |
| FY2020 | $1.2B | +112.0% |
| FY2019 | $588.6M | +84.0% |
| FY2018 | $319.9M | -63.2% |
| FY2017 | $870.2M | +4.5% |
| FY2016 | $832.9M | +18.3% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026