Company / Free Cash Flow
First BanCorp (Puerto Rico) Free Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
$437.5M
FY2025
5-year range
$340.4M / $437.5M
FY2021-FY2025
Trend
+11.0%
vs FY2024
Sector context
#100 of 302
Financials
What the data says
At $438M, First BanCorp (Puerto Rico)'s free cash flow ranks #100 of 302 in the Financials sector. Free Cash Flow has fluctuated over the past 10 years, ranging from $189M in FY2018 to $438M in FY2025.
Based on SEC 10-K filings.
$438M in FY2025 with a 5-year CAGR of +10.3%.
Improved from $340M to $438M over the past 2 years.
Financials sector context is included.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- +1.4%
- 5-Year CAGR
- +10.3%
- 10-Year CAGR
- -
Sector benchmark
#100 of 302 in FinancialsTop 33% of 302This company $437.5M Sector average $646.4M
▼
-32.3% below sector average
Key checks
Key Insights
- 5-year CAGR of +10.3%, indicating consistent growth.
- In FY2025, free cash flow increased 11.0% year-over-year.
- Ranks #100 out of 302 companies in the Financials sector.
- Lowest free cash flow in the period was in FY2018.
Company context
Key Data Points
- Altman Z-Score 0.21 (distress zone, below 1.8 threshold)
- Strong profit margin: 24.4%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $437.5M | +11.0% |
| FY2024 | $394.1M | +15.8% |
| FY2023 | $340.4M | -19.0% |
| FY2022 | $420.0M | +8.7% |
| FY2021 | $386.4M | +44.3% |
| FY2020 | $267.8M | +18.2% |
| FY2019 | $226.5M | +19.8% |
| FY2018 | $189.1M | -24.2% |
| FY2017 | $249.4M | +3.0% |
| FY2016 | $242.1M | -26.6% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026