Company / Total Debt
FINANCIAL INSTITUTIONS INC Total Debt History
FY2015-FY2024 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Total Debt
$124.8M
FY2024
5-year range
$73.6M / $124.8M
FY2020-FY2024
Trend
+0.2%
vs FY2023
Sector context
#174 of 202
Financials
What the data says
FINANCIAL INSTITUTIONS INC's total debt of $125M is lower than 86% of companies in the Financials sector (FY2024). Total Debt has increased for 9 consecutive years, from $39M in FY2015 to $125M in FY2024.
Based on SEC 10-K filings.
$125M in FY2024 with a 5-year CAGR of +26.0%.
Increased from $74M to $125M over the past 2 years.
Financials sector context is included.
Total Debt over time
Growth rates
- 3-Year CAGR
- +19.1%
- 5-Year CAGR
- +26.0%
- 10-Year CAGR
- -
Sector benchmark
Top 14% in FinancialsTop 14% of 202This company $124.8M Sector average $10.8B
▼
-98.8% below sector average
Key checks
Key Insights
- FINANCIAL INSTITUTIONS INC's total debt has grown for 9 consecutive years.
- 5-year CAGR of +26.0%, indicating consistent growth.
- In FY2024, total debt increased 0.2% year-over-year.
- Ranks #174 out of 202 companies in the Financials sector.
Company context
Key Data Points
- Low Piotroski F-Score: 2/9 (multiple financial health concerns)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Total DebtValue | YoY GrowthYoY |
|---|---|---|
| FY2024 | $124.8M | +0.2% |
| FY2023 | $124.5M | +67.8% |
| FY2022 | $74.2M | +0.4% |
| FY2021 | $73.9M | +0.4% |
| FY2020 | $73.6M | +87.5% |
| FY2019 | $39.3M | +0.2% |
| FY2018 | $39.2M | +0.2% |
| FY2017 | $39.1M | +0.2% |
| FY2016 | $39.1M | +0.2% |
| FY2015 | $39.0M | - |
As of FY2024 · SEC 10-K · Updated Feb 28, 2026