Fidelity National Financial (FNF) Stock & Financials
Data as of (550 days ago)|Source: SEC EDGAR
Fidelity National Financial (FNF) is a property & casualty insurance company. The company reports annual revenue of $14.0B and net income of $1.2B. Its profit margin is 8.3%.
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Fidelity National Financial Key Financials(TTM Est.)
Data from SEC EDGAR filings. TTM = Trailing Twelve Months.
Fidelity National Financial Financial Health ScoreFY2025
Below average; significant concerns in multiple areas
-3 pts YoYThis Financial Health Score is a proprietary metric calculated from SEC EDGAR filings for educational and informational purposes only. It does not constitute investment advice or a recommendation to buy or sell any security. Results vary significantly by industry. Conduct your own research before making investment decisions.
Data Highlights
- Altman Z-Score 0.21 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Fidelity National Financial Recent Events
Source: SEC EDGAR 8-K Filings
5-Year Revenue & Net Income Trend
Chart shows fiscal year data from SEC EDGAR filings. Hover over data points for details.
As of FY2025 · SEC Form 10-K · Last checked Jul 2, 2026
About Fidelity National Financial
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
- Industry
- Property & Casualty Insurance
Valuation
Valuation Data UnavailablePrice-based valuation metrics (P/E, P/B) require real-time stock price data which is not included in SEC filings.
Benjamin Graham: Graham recommended P/E ratio not exceed 15 for reasonable valuation. Understanding valuation metrics
Profitability
Moderate Marginsvs 18.4% sector median / 13.9% avg
Generates $14.0 in profit for every $100 of shareholder equity. Higher than 37% in Financials.
vs 10.3% sector median / 12.1% avg
Keeps 8 cents of every dollar in revenue as profit. Higher than 40% in Financials.
* Some quarterly data is missing. Values are calculated based on annual report figures.
Profit margin 31% below sector average.
Warren Buffett: Buffett looks for consistent ROE above 20% as a sign of competitive advantage. How to evaluate profitability
Financial Health
Moderate Leveragevs 0.25 sector median / 0.30 avg
Carries $0.53 in debt for every $1 of equity. Lower debt than 22% in Financials. Debt has increased over the past 5 years.
Debt-to-equity ratio of 0.53. Debt is 77% above sector average.
Peter Lynch: Lynch: normal balance sheet has 75% equity, 25% debt. Understanding financial health
Dividend
Dividend Data UnavailableDividend yield data is not available from SEC filings. Check the company's investor relations page for dividend information.
As of FY2025 · SEC Form 10-K · Last checked Jul 2, 2026
Fidelity National Financial 10-Year Revenue, Profit & Cash Flow History
Annual Financials
FY2025 - FY2016| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $14.4B(+5.6%) | $13.7B(-12.6%) | $15.7B(+35.4%) | $11.6B(-26.1%) | $15.7B(+106.1%) | $7.6B(-0.9%) | $7.7B(+5.6%) | $7.3B(+8.9%) | $6.7B(-8.2%) | $7.3B(+8.9%) |
| Net Income | $602.0M(-52.6%) | $1.3B(-54.6%) | $2.8B(+116.2%) | $1.3B(-53.7%) | $2.8B(+345.4%) | $628.0M(-18.5%) | $771.0M(+18.6%) | $650.0M(+23.3%) | $527.0M(-18.9%) | $650.0M(+23.3%) |
| Total Assets | $109.0B | $95.3B | $65.1B | $65.1B | $61.3B | $10.7B | $9.3B | $9.2B | $14.5B | $14.5B |
| Total Debt | $4.4B | $4.3B | $3.9B | $3.2B | $3.1B | $2.7B | $838.0M | $836.0M | $759.0M | $987.0M |
| Total Equity | $7.4B | $7.8B | $6.9B | $6.1B | $9.4B | $8.4B | $5.4B | $4.6B | $4.4B | $6.0B |
| Profit Margin | 4.2% | 9.3% | 17.9% | 11.2% | 17.9% | 8.3% | 10.1% | 9.0% | 7.9% | 9.0% |
| ROE | 8.1% | 16.4% | 40.5% | 21.2% | 29.7% | 7.5% | 14.3% | 14.0% | 11.8% | 10.8% |
| ROA | 0.5% | 1.3% | 4.3% | 2.0% | 4.6% | 5.9% | 8.3% | 7.1% | 3.6% | 4.5% |
Quarterly Financials
Last 8 quarters| Metric | Q1 2026 | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $2.7B | $4.0B | $3.6B | $2.7B | $3.6B | $3.2B | $3.3B | $2.8B |
| Net Income | $83.0M | $358.0M | $278.0M | $83.0M | $266.0M | $306.0M | $248.0M | $426.0M |
| Total Assets | $98.2B | $106.6B | $102.3B | $98.2B | $94.7B | $88.8B | $84.5B | $74.0B |
As of FY2025 · SEC Form 10-K · Last checked Jul 2, 2026
Insider Trading
Source: SEC EDGAR Form 4 filings. Only purchase (P) and sale (S) transactions shown.
Fidelity National Financial Dividend Safety Analysis & Growth History
Dividend Status
Dividend PayerThis company pays dividends. Historical dividend data shown below.
5-year dividend CAGR: +8.7%.
Annual Dividends
2013 - 2025| Metric | 2013 | 2014 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend/Share | $0.50 | $0.55 | $0.60 | $0.93 | $0.99 | $1.56 | $1.77 | $1.83 | $1.94 | $1.50 |
| YoY Growth | +66.7% | +10.0% | +9.1% | +55.0% | +6.5% | +57.6% | +13.5% | +3.4% | +6.0% | -22.7% |
| Payments | 3 | 3 | 2 | 3 | 3 | 4 | 4 | 4 | 4 | 3 |
| Increased | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No |
Learn more:Dividend investing guideHow to evaluate dividend safety
As of FY2025 · SEC XBRL dividend facts · Last checked Jun 30, 2026
Fidelity National Financial Free Cash Flow & Dividend Coverage
Cash Flow History
FY2016 - FY2025| Metric | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | $1.2B | $951.0M | $1.2B | $737.0M | $943.0M | $4.1B | $4.4B | $4.1B | $6.8B | $5.8B |
| CapEx | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - |
| FCF Margin | - | - | - | - | - | - | - | - | - | - |
Source: SEC EDGAR 10-K filings. FCF = Operating Cash Flow - Capital Expenditures. Free cash flow guide
As of FY2025 · SEC Form 10-K · Last checked Jul 2, 2026
Fidelity National Financial Risk Factors
Company-disclosed SEC risk factors
Risk factors are disclosed by the company in its SEC Form 10-K, Item 1A. Billiver does not classify or summarize company-specific legal, operational, financial, or market risks here.
Sector context: Financials. This is not a Billiver risk assessment for FNF.
Source note: the SEC Form 10-K includes Item 1A, "Risk Factors." The full risk-factor text should be read from the company’s own SEC filing.
Fidelity National Financial FAQ
What is Fidelity National Financial's annual revenue?
Fidelity National Financial (FNF) reported $14.0 billion in trailing twelve-month (TTM) revenue. This financial data is compiled from SEC EDGAR 10-K filings.
Is Fidelity National Financial profitable?
Yes, Fidelity National Financial is profitable with a 8.3% net profit margin and $1.2 billion in net income (TTM). All figures from SEC EDGAR 10-K filings.
Does Fidelity National Financial pay dividends?
Yes, Fidelity National Financial pays regular dividends. View the full dividend history and payout analysis on this page.
What is Fidelity National Financial's financial health score?
Fidelity National Financial has a financial health score of 53/100 (Grade: D), evaluating profitability, solvency, liquidity, and growth based on SEC EDGAR data.
How many years of Fidelity National Financial financial data are available?
10 years of financial data are available for Fidelity National Financial from FY2016 to FY2025. All figures are compiled from SEC EDGAR 10-K filings.